Correct Answer : Option (D) - 5.9%
Gross non-performing asset (GNPA) ratio of banks fell to six-year low of 5.9% in March 2022, said Reserve Bank of India (RBI) in its financial stability report for 30th June 2022. The Net Non-Performing Assets (NNPA) ratio fell to 1.7% in March 2022.
Macro-stress tests for credit risk reveal that scheduled commercial banks (SCBs) are well-capitalised and all banks would be able to comply with the minimum capital requirements even under adverse stress scenarios, it added.
Scheduled commercial banks (SCBs) maintained robust capital positions, with the
Capital to Risk Weighted Assets Ratio (CRAR) and
Common Equity Tier 1 (CET-1) Ratio of SCBs as high as
16.7% and 13.6%, respectively, in
March 2022, and improving returns on assets (RoA) and returns on equity (RoE). Meanwhile, the provisioning coverage ratio (PCR) of SCBs increased to 70.9% in March 2022 from 67.6% in March 2021, the report showed..
Source : Mint