General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
The Reserve Bank of India has advised banks to adhere to timelines prescribed for formulation and implementation of the 'CAP' by resolution of stressed loans. The alphabet 'C' in abbreviation 'CAP' stands for
A)
Convertible
B)
Corproate
C)
Company
D)
Corrective

Correct Answer :   Corrective

Published On : May 22, 2021
2 .
India's stock of external debt as on September 30, 2017 is
A)
US $ 475.9 billion
B)
US $ 489.6 billion
C)
UR $ 490.7 billion
D)
US $ 495.7 billion

Correct Answer :   UR $ 490.7 billion

Published On : May 22, 2021
3 .
Gross National Product - Depreciation Allowance = ?
A)
Gross Domestic Product
B)
Net National Product
C)
Personal Income
D)
Per Capita Income

Correct Answer :   Net National Product

Published On : May 22, 2021
4 .
As per RBI guidelines the maximum amount of penalty that Public Sector Banks can levy for non maintenance of minimum balance in inoperative accounts of customers is
A)
500 per year
B)
100 per half year
C)
1100 per quarter
D)
Not to levy any penalty

Correct Answer :   Not to levy any penalty

Published On : May 22, 2021
5 .
The term Banking is defined in which act ?
A)
Banking Regulation Act 1949
B)
Banking Regulation Act 1951
C)
Banking Regulation Act 1956
D)
Banking Regulation Act 1959

Correct Answer :   Banking Regulation Act 1949

Published On : May 22, 2021
6 .
According to the 14th Finance Commission, the percentage share of State in the net proceeds of the shareable central tax revenue should be
A)
50%
B)
42%
C)
35%
D)
32%

Correct Answer :   42%

Published On : May 22, 2021
7 .
'SEPA' is a payment-integration initiative of the European Union for simplification of bank transfers denominated in
A)
EURO
B)
Indian rupee
C)
British Pound
D)
US Dollar

Correct Answer :   EURO

Published On : May 22, 2021
8 .
The ABC Ltd. reported earnings before interest and tax for the year 2016 as Rs. 260 crore and the yearly interest to be paid to the banks was Rs. 80 crore. What is the interest coverage ratio for the firm ?
A)
0.30
B)
0.42
C)
2.50
D)
3.25

Correct Answer :   3.25

Published On : May 22, 2021
9 .
YTM (Yield To Maturity) is that rate of discount that equates the discounted value of
A)
Other than those given as options
B)
All future cash flows of a security with its future price
C)
All current cash flows of a security with its current price
D)
All future cash flows of a security with its current price

Correct Answer :   All future cash flows of a security with its current price

Published On : May 22, 2021
10 .
The NPV break-even point occurs with
A)
The total revenue line cuts the fixed cost line
B)
The present value of inflows cuts the fixed cost line
C)
The total revenue line cuts the total cost line
D)
The total revenue line cuts the present value of outflows line

Correct Answer :   The total revenue line cuts the total cost line

Published On : May 22, 2021
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