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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
The New development Bank has issued how much amount of benchmark bond?
A)
1 billion
B)
1.5 billion
C)
2.0 billion
D)
2.5 billion

Correct Answer :   1.5 billion

The NDB priced its 5-year USD 1.5 billion benchmark bond. This transaction is the third USD benchmark bond offering of the Bank in the international markets.

Published On : June 27, 2021
2 .
RBI has allowed banks to pay dividends on equity shares for FY21 up to a maximum of what percent of the prescribed dividend payout ratio?
A)
10%
B)
25%
C)
35%
D)
50%

Correct Answer :   50%

RBI allows commercial banks to pay up to 50% of pre-Covid dividends. The Reserve Bank of India (RBI) has allowed commercial banks to pay dividends on equity shares for FY21, from the profits for the fiscal ended March 31, 2021, subject to certain conditions and limits.

Published On : June 27, 2021
3 .
What should be the equity participation by the NBFC of the IDF?
A)
25-35%
B)
30-49%
C)
50-60%
D)
55-70%

Correct Answer :   30-49%

IDF-NBFCs can be sponsored by banks and Infrastructure Finance companies. ‘Sponsorship’ means an equity participation by the NBFC between 30 to 49% of the IDF.

Published On : June 27, 2021
4 .
Which of the following is the oldest Joint Stock Bank of India?
A)
Bank of Baroda
B)
Bank of India
C)
Allahabad Bank
D)
Patiala Bank

Correct Answer :   Allahabad Bank

A bank that has multiple shareholders is called joint-stock bank. Oldest Joint Stock bank of India was Bank of Upper India that was established in 1863. But this bank failed in 1913. India’s Oldest Joint Stock Bank which is still working is Allahabad Bank. It is also known as India’s oldest public sector bank. It was established in 1865.

Published On : June 27, 2021
5 .
Bank branches which can undertake foreign exchange business directly are known as in foreign exchange.
A)
Authorized dealers
B)
Exchange branches
C)
Approved dealers
D)
Foreign dealers

Correct Answer :   Authorized dealers

Published On : June 27, 2021
6 .
In 1982, the rural planning and credit cell (RPCC) of reserve bank of India was merged in which of the following banks?
A)
RRBs
B)
NABARD
C)
SIDBI
D)
IDBI

Correct Answer :   NABARD

Upon its formation in 1982, NABARD took over the functions of the erstwhile Agricultural Credit Department (ACD) and Rural Planning and Credit Cell (RPCC) of RBI and ARDC.

Published On : June 27, 2021
7 .
When was the Public Debt Act passed ?
A)
1937
B)
1939
C)
1941
D)
1944

Correct Answer :   1944

In 1944-11-22, the Public Debt Act was passed and this act replaced the Indian Securities Act, 1920. Via this act RBI’s functions and powers with respect to management of Central public debt were increased.

Published On : June 27, 2021
8 .
From time – to – time, which among the following body publishes the “exchange control Manual” in context with the foreign exchange in India?
A)
Reserve Bank of India
B)
Department of commerce
C)
SEBI
D)
Foreign trade promotion board

Correct Answer :   Reserve Bank of India

Published On : June 27, 2021
9 .
The headquarters of Lakshmi Vilas Bank (LVB) is
A)
Mumbai
B)
Pune
C)
Chennai
D)
Bengaluru

Correct Answer :   Chennai

Headquarters: Chennai
Lakshmi Vilas Bank (Tamil) was founded in 1926 by a group of seven businessmen of Karur under the leadership of Shri V.S.N. Ramalinga Chettiar.

Published On : June 27, 2021
10 .
Whenever RBI does some Open Market Operation transactions, actually is wishes to regulate which of the following ?
A)
Inflation only
B)
Liquidity in economy
C)
Borrowing powers of the banks
D)
Flow of Foreign Direct Investment

Correct Answer :   Liquidity in economy

Published On : June 27, 2021