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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
Who among the following regulates the NBFCs in India?
A)
Government of India
B)
Reserve Bank of India
C)
SEBI
D)
None of the above

Correct Answer :   Reserve Bank of India

The working and operations of NBFCs are regulated by the Reserve Bank of India (RBI) within the framework of the [[Reserve Bank of India Act, 1934]] (Chapter III-B) and the directions issued by it.

Published On : June 28, 2021
2 .
In which of the following, investable capital for non-financial companies is available?
A)
Public markets
B)
Insurance markets
C)
Capital market
D)
Financial companies

Correct Answer :   Capital market

A capital market is a financial market in which long-term debt (over a year) or equity-backed securities are bought and sold.

Published On : June 28, 2021
3 .
The Lead Bank Scheme was finalised to adopt a which of the following for intensive development?
A)
State
B)
District
C)
Village
D)
Town

Correct Answer :   Village

Lead Bank Scheme was finalised to adopt preparedness at village level, of an objective to help the farming community.

Published On : June 28, 2021
4 .
What does S stands for in SFMS in relation to NEFT payment method?
A)
Structured
B)
Systematic
C)
Statutory
D)
Savings

Correct Answer :   Structured

NEFT SFMS message” means an electronic Structured Financial Messaging Solution (SFMS) message containing a batch of NEFT payment instructions for funds transfer, processed and consolidated in the manner specified for transmission of payment instructions from NEFT Service Centre to the NEFT Clearing Centre

Published On : June 28, 2021
5 .
What was the motive to bring the Payment and Settlement Systems Act, 2007 into being?
A)
to designate RBI as the authority
B)
matters connected therewith or incidental thereto
C)
to provide for the regulation and supervision of payment systems
D)
All of the above

Correct Answer :   All of the above

Payment and Settlement Systems Act, 2007 is an Act to provide for the regulation and supervision of payment systems in India and to designate the Reserve Bank of India as the authority for that purpose and for matters connected therewith or incidental thereto.

Published On : June 27, 2021
6 .
In pension plans for employees, special account through which funds are remained nontaxable until employee retires is classified as?
A)
portability account
B)
individual retirement account
C)
vesting account
D)
Keogh retirement account

Correct Answer :   individual retirement account

An Individual Retirement Account (IRA) is a tax-advantaged account that is designed to help you save for retirement. There are two different types of IRAs: Traditional and Roth IRAs.

Published On : June 27, 2021
7 .
Which of the following is not the name of the sensitive index of any stock exchange?
A)
Dow
B)
CRIS
C)
Nifty
D)
SX 40

Correct Answer :   CRIS

SX40 is the flagship Index of MSE. The Dow Jones Industrial Average, or simply the Dow, is a stock market index that indicates the value of 30 large, publicly owned companies based in the United States. The NIFTY 50 index is National Stock Exchange of India’s benchmark broad based stock market index for the Indian equity market.

Published On : June 27, 2021
8 .
The Banking Ombudsman charge how much fee for filing and resolving customers’ complaints?
A)
Rs. 100
B)
Rs. 200
C)
Rs. 500
D)
No Fee

Correct Answer :   No Fee

The banking ombudsman is appointed by the RBI to resolve customers’ complaints regarding banking services and does not charge a fee.

Published On : June 27, 2021
9 .
What is NOT a source of difficulty in the estimation of the impact of microfinance projects?
A)
Microfinance programs are not located randomly, they are often located in disfavoredareas
B)
We do not observe what would have happened in absence of the microfinance project
C)
Microfinance programs are often targeted to women
D)
Participants systematically differ from non participants in their propensity to benefit frommicro-loans

Correct Answer :   Microfinance programs are often targeted to women

Microfinance is a category of financial services targeted at individuals and small businesses. They are often located in disfavoredareas

Published On : June 27, 2021
10 .
Which of the following defines “issue” in Risk and Issue management?
A)
Something that has happened or a current problems
B)
potential future problems
C)
Something that hasn’t happened yet but has some probability of occurring
D)
None of the above

Correct Answer :   Something that has happened or a current problems

A risk is something that hasn’t happened yet but has some probability of occurring. An issue is essentially a risk that has happened. In other words, risks are potential future problems and issues are current problems.

Published On : June 27, 2021