Google News
logo
General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

A)
Microfinance programs are not located randomly, they are often located in disfavoredareas
B)
We do not observe what would have happened in absence of the microfinance project
C)
Microfinance programs are often targeted to women
D)
Participants systematically differ from non participants in their propensity to benefit frommicro-loans

Correct Answer : Option (C) - Microfinance programs are often targeted to women


Microfinance is a category of financial services targeted at individuals and small businesses. They are often located in disfavoredareas

Published On : June 27, 2021
A)
Something that has happened or a current problems
B)
potential future problems
C)
Something that hasn’t happened yet but has some probability of occurring
D)
None of the above

Correct Answer : Option (A) - Something that has happened or a current problems


A risk is something that hasn’t happened yet but has some probability of occurring. An issue is essentially a risk that has happened. In other words, risks are potential future problems and issues are current problems.

Published On : June 27, 2021
A)
Gross National Product
B)
Gross National Income
C)
Value of the foodgrains stock of a country.
D)
The balance of payments

Correct Answer : Option (D) - The balance of payments


The balance of payments is the record of all economic transactions between the residents of the country and the rest of the world in a particular period of time. It is categorised on the basis of current account or capital account or both.

Published On : June 27, 2021
A)
the instrument is void due to uncertainty
B)
the amount stated in words shall be the amount undertaken or ordered to be paid
C)
the amount stated in figure shall be the amount undertaken or ordered to be paid
D)
None of the above

Correct Answer : Option (A) - the instrument is void due to uncertainty


The Negotiable Instruments must be freely transferable and unconditional from the make to the received/bearer.

Published On : June 27, 2021
A)
Savings account
B)
Current account
C)
Both (a) and (b)
D)
None of the above

Correct Answer : Option (B) - Current account


The current account is an important indicator of an economy’s health. It is defined as the sum of the balance of trade, net income from abroad, and net current transfers.

Published On : June 27, 2021
A)
Rs 77,511 crore
B)
Rs 88,100 crore
C)
Rs 99,122 crore
D)
Rs 110,000 crore

Correct Answer : Option (C) - Rs 99,122 crore


The Reserve Bank of India (RBI) will transfer Rs 99,122 crore as surplus to the central government for the nine months ended March 31 (July 2020-March 2021).

Published On : June 27, 2021
A)
Kotak Mahindra Bank
B)
Airtel Payments Bank
C)
ICICI Bank
D)
SBI

Correct Answer : Option (B) - Airtel Payments Bank


Airtel Payments Bank launches 'DigiGold' platform for customers to invest in gold 14 May 2021 11:30 Airtel Payments Bank launched DigiGold, a digital platform for its customers to make investments in gold. DigiGold has been launched in partnership with SafeGold, a provider of digital gold.

Published On : June 27, 2021
A)
Debenture holders
B)
Debt holders
C)
Issue managers
D)
None of the above

Correct Answer : Option (A) - Debenture holders


A debenture trust deed is an agreement between the company and the trustees to look after the interest of debenture holders.

Published On : June 27, 2021
A)
Jana Small Finance Bank
B)
Paytm Payments Bank
C)
ICICI Bank
D)
Fincare Payments Bank

Correct Answer : Option (A) - Jana Small Finance Bank


Jana Small Finance Bank has announced the launch of the “I choose my number” feature for all its customers across India. This new feature gives the bank's existing and new customers the option to select their favourite numbers as their savings or current account number.

Published On : June 27, 2021
A)
Pratham Bank
B)
Aryavrat Bank
C)
Baroda UP Bank
D)
Karnataka Vikas Gramin Bank

Correct Answer : Option (D) - Karnataka Vikas Gramin Bank


Karnataka Vikas Grameen Bank (KVGB), a regional rural bank headquartered in Dharwad, has bagged five awards (Lead to Leap, APY Makers of Excellence, Game Changers, Leadership Capital and Amazing Achievers) under various campaigns held for enrolment of Atal Pension Yojana (APY) from the Pension Fund Regulatory and Development Authority (PFRDA).
 
Quoting P Gopi Krishna, Chairman of KVGB, a press statement said that the bank is playing a pivotal role in implementation of social security schemes such as Atal Pension Yojana (APY), Prime Minister Jeevan Jyothi Bima Yojana (PMJJBY), and Prime Minister Suraksha Bima Yojana (PMSBY).

Published On : June 27, 2021