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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
Where is the headquarters of Cigna TTK Health Insurance Company Ltd. located?
A)
Jaipur
B)
Bengaluru
C)
Mumbai
D)
Pune

Correct Answer : Option (C) - Mumbai

Mumbai, Maharashtra 

Published On : June 2, 2021
2 .
Where is the headquarters of Shriram General Insurance Company Limited located?
A)
Chennai
B)
Jaipur
C)
Mumbai
D)
Gurgaon

Correct Answer : Option (B) - Jaipur

Jaipur, Rajasthan 

Published On : June 2, 2021
3 .
Where is the headquarters of Reliance General Insurance Co. Ltd. located?
A)
Pune
B)
Jaipur
C)
Bengaluru
D)
Mumbai

Correct Answer : Option (D) - Mumbai

Mumbai, Maharashtra 

Published On : June 2, 2021
4 .
Where is National Insurance Academy located?
A)
Pune
B)
Mumbai
C)
New Delhi
D)
Hyderabad

Correct Answer : Option (A) - Pune

National Insurance Academy (NIA) is a premier institution devoted to equip the insurance industry with the best of talents giving training, education, research and consultancy activities.
NIA was established in 1980 jointlyon 16th December, 1980 in Mumbai to be the institute of excellence in learning and research in Insurance, Pension and allied areas.
The Academy was shifted to Pune on 4th June, 1990 with the state-of-the-art facilities for learning and research.

Published On : June 2, 2021
5 .
Which of the following principles of Insurance assures about the financial interest that the assured possesses in whatever is being insured?
A)
Utmost Good Faith
B)
Principle of Indemnity
C)
Insurable Interest
D)
Principle of Contribution

Correct Answer : Option (C) - Insurable Interest

The person (the assured) should possess the thing whatever he has opted to get insured. In other words, it is the right of a person to insure something which, when lost or damaged, would mean a financial loss to him.
The person cannot insure something that he does not own.

Published On : June 2, 2021
6 .
Where is the headquarters of Birla Sun Life Insurance Co. Ltd located?
A)
Bengaluru
B)
Pune
C)
Chennai
D)
Mumbai

Correct Answer : Option (D) - Mumbai

Published On : June 2, 2021
7 .
In which year was National Insurance Company Ltd. nationalized
A)
1971
B)
1973
C)
1979
D)
1983

Correct Answer : Option (B) - 1973

Published On : June 2, 2021
8 .
A demand made by the insured, or the insured’s beneficiary, for payment of the benefits as provided by the policy is called?
A)
Casualty
B)
Capital
C)
Claim
D)
Benefit

Correct Answer : Option (C) - Claim

Published On : June 2, 2021
9 .
Actuarial science is associated to ?
A)
Insurance
B)
Banking
C)
Space Technology
D)
All of the above

Correct Answer : Option (A) - Insurance

Actuarial science is associated to Insurance.

Published On : June 2, 2021
10 .
An actuary is expected to
A)
Calculate the premium required to cover a risk on a long-term basis
B)
Make a reasonable forecast of the future liabilities of policies
C)
Make an exact forecast of the future liabilities of policies
D)
Find the probability of an insured event to happen in non-life policies

Correct Answer : Option (B) - Make a reasonable forecast of the future liabilities of policies

Published On : June 2, 2021