HTML
   HTML5
   CSS
   CSS3
   JavaScript
   jQuery
   AngularJS
   Articles
   Tech Articles
   Blog
Google News
logo
General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
How much percent of SHG consists exclusively of women?
A)
50%
B)
75%
C)
90%
D)
100%

Correct Answer :   90%

90% of SHG consists exclusively of women. Woman animators can play more effective role in organising women SHGs.

Published On : June 27, 2021
2 .
The HDFC Bank has predicted the GDP growth rate of India for FY22 at how much percent?
A)
30 %
B)
20 %
C)
10 %
D)
5 %

Correct Answer :   10 %

HDFC Bank has cut India's growth projection to 10 % from 11.5 % for the current financial year, citing the adverse effect of the second Covid-19 wave. In a worst-case scenario of COVID-19, the bank has predicted the GDP rate to be at 8%.

Published On : June 27, 2021
3 .
Which bank has entered into a strategic tie-up with UAE-based Mashreq Bank to facilitate money transfers from the UAE?
A)
Federal Bank
B)
RBL Bank
C)
HDFC Bank
D)
ICICI Bank

Correct Answer :   Federal Bank

The Federal Bank has entered into a strategic tie-up with UAE-based Mashreq Bank to facilitate money transfers from the UAE.

Published On : June 27, 2021
4 .
Which among the following is/are correct regarding Money Market?
A)
Money Market is a market for short-term funds
B)
Maturity in this market ranging from overnight to one year
C)
The basic function of money market is to provide efficient liquidity position
D)
All of the above

Correct Answer :   All of the above

The money market is a key component of the financial system. It is a market for short-term funds with maturity ranging from overnight to one year. The basic function of money market is to provide efficient liquidity position for commercial banks, financial institution, Mutual funds, insurance companies, corporate etc

Published On : June 27, 2021
5 .
The RBI has constituted a committee to assist the RRA 2.0 to streamline regulations and reduce the compliance burden of regulated entities. Who will head the committee?
A)
Viral Achrya
B)
T Rabi Shankar
C)
Mahesh Kumar
D)
S Janakiraman

Correct Answer :   S Janakiraman

The RBI has constituted committee headed by SBI Managing Director S Janakiraman, the advisory group will assist the RRA 2.0 by identifying regulations, guidelines, and returns that can be rationalised.

Published On : June 27, 2021
6 .
The RBI has imposed a penalty of how much amount on ICICI Bank for violating prudential norms in the matter of shifting of securities from one category to another?
A)
Rs 2 crore
B)
Rs 3 crore
C)
Rs 5 crore
D)
Rs 6 crore

Correct Answer :   Rs 3 crore

The Reserve Bank of India (RBI) has imposed a monetary penalty of ₹3 crores on ICICI Bank for non-compliance with its directions in the matter of shifting of securities from one category to another.

Published On : June 27, 2021
7 .
NBFCs are required to accept public deposit for a maximum period of how many months?
A)
36 months
B)
60 months
C)
48 months
D)
120 months

Correct Answer :   60 months

The NBFCs are allowed to accept/renew public deposits for a minimum period of 12 months and maximum period of 60 months.

Published On : June 27, 2021
8 .
As per the latest instruction issued by RBI, what is the cap imposed on the tenure that an incumbent MD/CEO or a Whole-time Director of a private sector bank can have?
A)
5 years
B)
10 years
C)
15 years
D)
20 years

Correct Answer :   15 years

The Reserve Bank of India (RBI) has capped the tenure of managing directors (MDs) and chief executive officers (CEOs) and whole-time directors (WTDs) of private banks at 15 years from the date of appointment. For CEOs who are part of the promoter group or large shareholder, the tenure is capped at 12 years.

Published On : June 27, 2021
9 .
RBI has approved the appointment of Atanu Chakraborty as the part-time Chairman of which bank?
A)
HDFC Bank
B)
ICICI Bank
C)
Axis Bank
D)
Kotak Mahindra Bank

Correct Answer :   HDFC Bank

RBI approves Atanu Chakraborty appointment as HDFC Bank part-time chairman. Private sector lender HDFC Bank on said the Reserve Bank has approved appointment of former Economic Affairs Secretary Atanu Chakraborty as the part-time chairman of the bank.

Published On : June 27, 2021
10 .
In which of the following risks, ambiguity introduced by organization, finances its investments?
A)
liquidity risk
B)
country risk
C)
business risk
D)
financial risk

Correct Answer :   financial risk

Ambiguity introduced by way by which organization finances its investments is financial risk. Financial risk is a term that can apply to businesses, government entities, the financial market as a whole, and the individual. This risk is the danger or possibility that shareholders, investors, or other financial stakeholders will lose money.

Published On : June 27, 2021