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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

A)
State Bank of India (SBI)
B)
Asian Development Bank(ADB)
C)
Reserve Bank of India (RBI)
D)
Tamilnad Mercantile Bank (TMB)

Correct Answer : Option (C) - Reserve Bank of India (RBI)


To push digital transactions in rural and semi-urban areas, the Reserve Bank of India (RBI) on Monday(03rd Jan 2022) issued a framework allowing offline payments up to Rs 200 per transaction, subject to an overall limit of Rs 2,000.
 
An offline digital payment means a transaction that does not require internet or telecom connectivity.
 
Under the offline mode, payments can be carried out face-to-face (proximity mode) using any channel or instrument like cards, wallets, and mobile devices.

Published On : January 6, 2022
A)
Google
B)
Tesla
C)
Microsoft
D)
Facebook

Correct Answer : Option (A) - Google


Google announced on Tuesday(4th Jan 2022) that it is acquiring Israeli cybersecurity startup Siemplify for a reported $500 million.
 
Google Cloud Security vice president Sunil Potti said Siemplify is a leader in the security orchestration, automation and response (SOAR) field. Their platform will be integrated into Google Cloud's security team "to help companies better manage their threat response."
 
"In a time when cyberattacks are rapidly growing in both frequency and sophistication, there's never been a better time to bring these two companies together. We both share the belief that security analysts need to be able to solve more incidents with greater complexity while requiring less effort and less specialized knowledge. With Siemplify, we will change the rules on how organizations hunt, detect and respond to threats," Potti said..

Published On : January 6, 2022
A)
Central Bank of India
B)
Union Bank of India
C)
Reserve Bank of India
D)
State Bank of India

Correct Answer : Option (C) - Reserve Bank of India


The Reserve Bank of India (RBI) has appointed Ajay Kumar Choudhary and Deepak Kumar as the new executive directors (ED).
 
According to the RBI statement, the appointment of the new EDs has been made with effect from January 3, 2021.
 
Prior to being elevated as ED, Ajay Choudhary was serving as the Chief General Manager-in-Charge, Department of Supervision of the Central Bank.

Ajay Kumar Choudhary : Meanwhile, Choudhary has, over a span of three decades, served in supervision, regulation, currency management, payments and settlements, and other areas in the Reserve Bank, in its Central Office as well as Regional Offices. He will look after the fintech department, risk monitoring department and inspection department.
 
Deepak Kumar : Kumar has over a span of three decades working in RBI’s central office departments covering policy making and project management functions in the areas of information technology, cyber security, payment systems, currency management, human resource management, banking supervision, foreign exchange management.

Published On : January 5, 2022
A)
Airtel Payments Bank
B)
Fino Payments Bank
C)
Jio Payments Bank
D)
Kotak Mahindra Bank

Correct Answer : Option (A) - Airtel Payments Bank


Airtel Payments Bank has been categorised as a scheduled bank by the Reserve Bank of India (RBI) in the second schedule of the Reserve Bank of India Act, 1934. With this, Airtel Payments Bank can now pitch for the government. Airtel Payments Bank is among the fastest-growing digital banks in the country, with a base of 115 million users. It offers a suite of digital solutions through the Airtel Thanks app and a retail network of over 500,000 neighbourhood banking points. The bank turned profitable in the quarter ended September 2021.

Published On : January 5, 2022
A)
BOB
B)
SBI
C)
PNB
D)
Canara

Correct Answer : Option (B) - SBI


The State Bank of India decided on January 4, 2022 to enhance the free IMPS online transactions limit to Rs 5 lakh from earlier Rs 2 lakh to encourage customers to adopt digital banking. SBI will not levy any service charge on Immediate Payment Service (IMPS) transactions up to Rs 5 lakh done through Internet banking or Mobile Banking.

Published On : January 5, 2022
A)
Ireland
B)
Scotland
C)
Bangladesh
D)
Netherlands

Correct Answer : Option (C) - Bangladesh


Bangladesh created history on January 5, 2022 by beating current World Test Champions New Zealand by 8 wickets in their first test at Bay Oval in New Zealand. This is Bangladesh's first win against New Zealand in New Zealand in any format and first Test win over a top-five ICC-ranked team away from home. The historic win has helped Bangladesh jump to the 5th rank on the ICC World Test Championship Points Table 2021-2023.

Published On : January 5, 2022
A)
IndusInd Bank
B)
Federal Bank
C)
Airtel Payments Bank
D)
Fino Payments Bank

Correct Answer : Option (D) - Fino Payments Bank


Fino Payments Bank has received the Reserve Bank of India's approval for commencing international remittance business under the Money Transfer Service Scheme (MTSS). 
 
The bank will be undertaking inward cross-border money transfer activities in association with an overseas principal, the details of which are being worked out, as per the Fino Payments Bank press release issued on 3 January 2022.
 
According to a World Bank release in November, India is expected to be the largest recipient of remittances globally in 2021 with an expected receipt of $87 billion. This is expected to grow by 3% in 2022 to $89.6 billion as a large number of workers are expected to return to the Gulf countries.

Published On : January 5, 2022
A)
Arko Datta
B)
Atul Kasbekar
C)
Rathika Ramasamy
D)
Zishaan A Latif

Correct Answer : Option (D) - Zishaan A Latif


Zishaan A Latif won Ramnath Goenka Award in the Photo Journalism category. He won the award for his photo essay, The arduous struggle for inclusion in the NRC, which was published in The Caravan in October 2019. He documented the plight of people who were dropped from the National Register of Citizens (NRC) and put a face to an untold human story. About a month after the NRC list was released, Latif made his way through four districts in Assam, documenting people’s struggle for inclusion in the NRC.

Published On : January 5, 2022
A)
World Bank
B)
Reserve Bank of India
C)
Central Bank of India
D)
Asian Development Bank(ADB)

Correct Answer : Option (B) - Reserve Bank of India


Reserve Bank of India has retained State Bank of India, ICICI Bank and HDFC Bank as Domestic Systemically Important Banks (D-SIBs). These three banks have continued to be on the D-SIBs list published by RBI, since Sep 04, 2017. Domestic Systemically Important Banks are those banks which if fail would have a significant impact on the economy.
 
The D-SIBs banks are classified into 5 buckets. Bucket 1, Bucket 2, Bucket 3, Bucket 4 and Bucket 5. With Bucket 5 being the most important followed by rest in decreasing order. State Bank of India is in Bucket 3, while ICICI Bank and HDFC Bank are in Bucket 1. The updated list is based on the data collected from banks as of March 31, 2021.

Published On : January 5, 2022
A)
Tesla
B)
Apple
C)
Google
D)
Microsoft

Correct Answer : Option (B) - Apple


Apple Inc (AAPL.O) on Monday(3rd Jan 2022) became the first company to hit a $3 trillion stock market value, before ending the day a hair below that milestone, as investors bet the iPhone maker will keep launching best-selling products as it explores new markets such as automated cars and virtual reality.
 
On the first day of trading in 2022, the Silicon Valley company's shares hit an intraday record high of $182.88, putting Apple's market value just above $3 trillion. The stock ended the session up 2.5% at $182.01, with Apple's market capitalization at $2.99 trillion.
 
The world's most valuable company reached the milestone as investors bet that consumers will continue to shell out top dollar for iPhones, MacBooks and services such as Apple TV and Apple Music..

Source : Reuters

Published On : January 5, 2022