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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

A)
Annuitant
B)
Insurer
C)
Nominee or Beneficiary
D)
Insured or Policyholder

Correct Answer : Option (A) - Annuitant


An annuitant is a person who receives the benefits of an annuity or pension.

Published On : June 2, 2021
A)
Maturity Value
B)
Sum Assured
C)
Rider
D)
Annuity

Correct Answer : Option (C) - Rider


A rider is a provision of an insurance policy that is purchased separately from the basic policy and that provides additional benefits at additional cost.

Published On : June 2, 2021
A)
Agent
B)
Insurer
C)
Nominee or Beneficiary
D)
Insured or Policyholder

Correct Answer : Option (D) - Insured or Policyholder


A person or group in whose name an insurance policy is held is known as Insured or Policyholder.

Published On : June 2, 2021
A)
Depreciation
B)
Deferment
C)
Appreciation
D)
Recognition

Correct Answer : Option (B) - Deferment


Period between the subscription date of an insurance-cum-pension policy and the time at which the first instalment of pension is received is called as deferment period.

Published On : June 2, 2021
A)
Service Provider
B)
Adjuster
C)
Appointee
D)
Aggregate

Correct Answer : Option (C) - Appointee


Where the nominee is a minor, the policyholder is advised to appoint another elder person as an ‘Appointee’.

Published On : June 2, 2021
A)
Automobile Liability Insurance
B)
Commercial Insurance
C)
Industrial Insurance
D)
Personal Insurance

Correct Answer : Option (A) - Automobile Liability Insurance


Automobile Liability Insurance covers injuries or damages to third parties and their property, not to the driver or the driver’s property.

Published On : June 2, 2021
A)
Liability Insurance
B)
Personal Insurance
C)
Industrial Insurance
D)
Commercial Insurance

Correct Answer : Option (B) - Personal Insurance


Insurance purchased for personal or family protection purposes is known as Personal Insurance

Published On : June 2, 2021
A)
Oriental Insurance
B)
LIC
C)
New India Assurance
D)
National Insurance

Correct Answer : Option (D) - National Insurance


Published On : June 2, 2021
A)
Mumbai
B)
New-Delhi
C)
Hyderabad
D)
Pune

Correct Answer : Option (A) - Mumbai


ECGC Limited is a company wholly owned by the Government of India based in Mumbai. It provides export credit insurance support to Indian exporters and is controlled by the Ministry of Commerce.

Published On : June 2, 2021
A)
Premium
B)
Installment
C)
Policy
D)
Assets

Correct Answer : Option (C) - Policy


Published On : June 2, 2021