General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
Which of the following is India’s first company to open with White Label ATMs ?
A)
Airtel Finance LTD
B)
Srei Finance Ltd
C)
Reliance communications Ltd
D)
Tata communication payments solutions Ltd

Correct Answer :   Tata communication payments solutions Ltd

Tata Communications Payment Solutions Limited or Tata Communications Banking InfraSolutions, is a wholly owned subsidiary of Tata Communications. TCPSL’s White Label ATM offering under the brand name “Indicash” marks its foray in the B2C space. With this it holds the distinction of being the first White Label ATM service provider in the country.

Published On : June 27, 2021
2 .
Which payment bank has become the 1st to enable Rs.2 lakh day end balance account limit?
A)
Fino
B)
Airtel
C)
India Post
D)
Paytm

Correct Answer :   Airtel

Airtel Payments Bank is now the first payments bank in the country to enable an amount of ₹ 2 lakh of day-end account balance limit.

Published On : June 27, 2021
3 .
Murali M. Natrajan has been re-appointed as the Managing Director & CEO of which bank?
A)
Axis Bank
B)
DCB Bank
C)
IndusInd bank
D)
Karur Vysya Bank

Correct Answer :   DCB Bank

RBI approves re-appointment of Murali Natarajan as DCB Bank MD and CEO. Private sector lender, DCB Bank has received approval from the Reserve Bank of India for the re-appointment of Murali M. Natrajan as the Managing Director & CEO, for a further period of one year from April 29, 2021.

Published On : June 27, 2021
4 .
Which of the following is not the fund based business of commercial banks?
A)
Loans
B)
Deposits
C)
D.P. Operation
D)
Depositing Bills

Correct Answer :   D.P. Operation

Published On : June 27, 2021
5 .
What is the maximum amount outstanding in respect of full-KYC PPIs as set by RBI?
A)
Rs 2 lakh
B)
Rs 3 lakh
C)
Rs 3 lakh
D)
Rs 4 lakh

Correct Answer :   Rs 2 lakh

The Reserve Bank of India has increased the maximum amount outstanding in respect of full-KYC PPIs (KYC-compliant PPIs) from Rs. 1 lakh to Rs. 2 lakh.

Published On : June 27, 2021
6 .
Which bank has launched the digital platform 'Merchant Stack' to provide banking services to retail merchants?
A)
DBS Bank
B)
SBI
C)
BOI
D)
ICICI Bank

Correct Answer :   ICICI Bank

ICICI Bank announced the launch of its 'Merchant Stack', a set of digital banking services specially curated for retail merchants.

Published On : June 27, 2021
7 .
The tenure of the loan issued by NBFC-MFI to the borrower should not be less than 24 months for loan amount in excess of how much amount?
A)
Rs. 15,000
B)
Rs. 20,000
C)
Rs. 25,000
D)
Rs. 30,000

Correct Answer :   Rs. 15,000

The tenure of the loan issued by NBFC-MFI to the borrower should not be less than 24 months for loan amount in excess of Rs. 15,000.

Published On : June 27, 2021
8 .
The HDFC Bank has cut India's growth projection to how much percent for FY22?
A)
15.12%
B)
10.0%
C)
9.0%
D)
7.6%

Correct Answer :   10.0%

HDFC Bank has cut India's growth projection to 10 % from 11.5 % for the current financial year, citing the adverse effect of the second Covid-19 wave.

Published On : June 27, 2021
9 .
Which company got authorization for the RBI for issuance and operation of semi-closed prepaid payment instruments with perpetual validity?
A)
Airtel Payments Bank
B)
Mobikwik
C)
Bajaj Finance
D)
Paytm

Correct Answer :   Bajaj Finance

The Reserve Bank of India (RBI) on Tuesday, 4 May 2021, granted an authorization to Bajaj Finance for issuance and operation of semi-closed prepaid payment instruments with perpetual validity.

Published On : June 27, 2021
10 .
Who is the issuing authority of coins in India?
A)
Ministry of Finance
B)
Reserve Bank of India
C)
Government of India
D)
None of the above

Correct Answer :   Government of India

The Government of India has the sole right to mint coins. The Reserve Bank puts the coins into circulation on behalf of the Central Government.

Published On : June 27, 2021
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