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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

A)
20
B)
22
C)
24
D)
26

Correct Answer : Option (B) - 22


Section 22 of the RBI Act states that only the RBI has the exclusive rights to issue currency notes in India.

Published On : June 29, 2021
A)
11.5%
B)
12.5%
C)
13.5%
D)
15.0%

Correct Answer : Option (C) - 13.5%


In its semi-annual financial stability report, RBI had earlier said that the bad loan ratio of banks could rise to 13.5% under the baseline stress scenario by September 2021.

Published On : June 29, 2021
A)
Myanmar
B)
Nepal
C)
Sri Lanka
D)
All of the above

Correct Answer : Option (A) - Myanmar


The RBI has acted as Burma’s (now Myanmar) central bank until April 1947 (except during the years of Japanese occupation (1942–45)), even though Burma seceded from the Indian Union in 1937.

Published On : June 29, 2021
A)
Equitas Small Finance Bank
B)
Fincare Small Finance Bank
C)
AU small Finance Bank
D)
Ujjvan Small Finance Bank

Correct Answer : Option (A) - Equitas Small Finance Bank


Equitas Small Finance Bank has now become the first Small Finance Bank to offer its NRI customer segment the ease of account opening online.

Published On : June 29, 2021
A)
40%
B)
50%
C)
60%
D)
75%

Correct Answer : Option (D) - 75%


The small Finance Banks have been mandated to extend 75% of their credit to priority sector lending. Further, at least half of these loans should be below Rs. 25 Lakh.

Published On : June 29, 2021
A)
Government of India
B)
Reserve Bank of India
C)
SEBI
D)
None of the above

Correct Answer : Option (B) - Reserve Bank of India


The working and operations of NBFCs are regulated by the Reserve Bank of India (RBI) within the framework of the [[Reserve Bank of India Act, 1934]] (Chapter III-B) and the directions issued by it.

Published On : June 28, 2021
A)
Public markets
B)
Insurance markets
C)
Capital market
D)
Financial companies

Correct Answer : Option (C) - Capital market


A capital market is a financial market in which long-term debt (over a year) or equity-backed securities are bought and sold.

Published On : June 28, 2021
A)
State
B)
District
C)
Village
D)
Town

Correct Answer : Option (C) - Village


Lead Bank Scheme was finalised to adopt preparedness at village level, of an objective to help the farming community.

Published On : June 28, 2021
A)
Structured
B)
Systematic
C)
Statutory
D)
Savings

Correct Answer : Option (A) - Structured


NEFT SFMS message” means an electronic Structured Financial Messaging Solution (SFMS) message containing a batch of NEFT payment instructions for funds transfer, processed and consolidated in the manner specified for transmission of payment instructions from NEFT Service Centre to the NEFT Clearing Centre

Published On : June 28, 2021
A)
to designate RBI as the authority
B)
matters connected therewith or incidental thereto
C)
to provide for the regulation and supervision of payment systems
D)
All of the above

Correct Answer : Option (D) - All of the above


Payment and Settlement Systems Act, 2007 is an Act to provide for the regulation and supervision of payment systems in India and to designate the Reserve Bank of India as the authority for that purpose and for matters connected therewith or incidental thereto.

Published On : June 27, 2021