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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
Which Insurance company has been recognized amongst the Top 75 Most Valuable Indian
A)
ICICI Prudential Life
B)
Tata AIA Life
C)
Bharti AXA Life
D)
Bajaj Allianz Life

Correct Answer : Option (D) - Bajaj Allianz Life

Bajaj Allianz Life has been recognised amongst the Top 75 Most Valuable Indian Brands 2020, as per BrandZ report released by Kantar.

Published On : June 1, 2021
2 .
“A contract that pledges payment of an agreed upon amount to the person (or his/her nominee) on the happening of an event covered against” is technically known as
A)
Life insurance
B)
Death coverage
C)
Insurance Premium
D)
Provident fund

Correct Answer : Option (A) - Life insurance

Published On : June 1, 2021
3 .
When was the Indian Mercantile Insurance established?
A)
1906
B)
1907
C)
1908
D)
1909

Correct Answer : Option (B) - 1907

The first company to transact all classes of general insurance business was the Indian Mercantile Insurance.

Published On : June 1, 2021
4 .
When was Life Insurance sector nationalized?
A)
1947
B)
1951
C)
1956
D)
1959

Correct Answer : Option (C) - 1956

Published On : June 1, 2021
5 .
In costumer relationship the first impression is created
A)
By being on time , showing interest and being confident
B)
By showing interest
C)
By being confident
D)
By being on time

Correct Answer : Option (A) - By being on time , showing interest and being confident

Published On : June 1, 2021
6 .
Which of the below tips are useful making a good first impression?
A)
Being open , confident and positive
B)
Presenting yourself appropriately
C)
Being on time always
D)
All of the above

Correct Answer : Option (D) - All of the above

Published On : June 1, 2021
7 .
Which is a fixed amount for a covered service in the health sector?
A)
Health Insurance
B)
Deductible
C)
Coinsurance
D)
Copay

Correct Answer : Option (D) - Copay

A copayment or copay is a fixed amount for a covered service, paid by a patient to the insurance company before patient receives service from physician

Published On : June 1, 2021
8 .
A deductible is usually mentioned in
A)
Rupee
B)
Dollar
C)
Euro
D)
Any currency

Correct Answer : Option (B) - Dollar

A deductible is usually mentioned in Dollar. Often, the deductible on your insurance plan will be a concrete dollar amount, but there are notable exceptions.

Published On : June 1, 2021
9 .
Number of cases which gets accepted by the underwriting under Non-medical are
A)
Small
B)
Large
C)
Very small
D)
Not significant

Correct Answer : Option (B) - Large

Published On : June 1, 2021
10 .
What is lien?
A)
An underwriting decision where decreased death benefit would be payable
B)
A decision which does not alter the death benefit
C)
An underwriting decision where increased death benefit would be payable
D)
None of the above

Correct Answer : Option (A) - An underwriting decision where decreased death benefit would be payable

A lien is a legal right granted by the owner of property, by a law or otherwise acquired by a creditor. A lien serves to guarantee an underlying obligation, such as the repayment of a loan. If the underlying obligation is not satisfied, the creditor may be able to seize the asset that is the subject of the lien. A lien is an underwriting decision where decreased death benefit would be payable

Published On : June 1, 2021