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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

A)
India
B)
England
C)
Australia
D)
New Zealand

Correct Answer :   India


India has solidified its lead in the ICC Men's T20I Team Rankings 2022 with 270 points, extending its lead over England by 5 points. Australia on the other hand has strengthened its position as the best test team in the world by extending their lead by 9 points over India in the ICC Men’s Test Team Rankings 2022. New Zealand has also retained its top rank in the ICC Men's T20I Rankings 2022

Published On : May 4, 2022
A)
INS Shivalik
B)
INS Vikrant
C)
INS Arihant
D)
INS Talwar

Correct Answer :   INS Vikrant


The Cochin Shipyard Limited (CSL) will hand over India's first Indigenous Aircraft Carrier (IAC) which will be named 'INS Vikrant' to the Indian Navy next month. This was revealed by CSL Director (Technical) Bejoy Bhasker here on Thursday(28th April 2022) in a press conference held to announce the Shipyard's 50th anniversary.
 
According to Bejoy, IAC will be out for the final sea trial in the next few weeks.
 
The battleship was built at a cost of approximately 23,000 crore, propelling India into a restricted group of countries with the capability to develop cutting-edge aircraft carriers.
 
MiG-29K fighter jets, Kamov-31 helicopters, and MH-60R multi-role helicopters will be used by the warship.
 
It features almost 2,300 compartments, with specialised quarters for female officers, and is meant for a crew of around 1,700 people.
According to officials, Vikrant has a top speed of roughly 28 knots and a cruising speed of 18 knots, with a range of about 7,500 nautical miles.
 
The IAC is 262 metres long, 62 metres wide, and stands 59 metres tall. It has been under construction since 2009.
 
Cochin Shipyard Limited constructed the warship.
 
INS Vikramaditya is India’s only aircraft carrier at the moment.
 
In light of China’s expanding military presence in the Indian Ocean region, the Indian Navy has been working on greatly enhancing its overall capabilities.
 
The Indian Navy considers the Indian Ocean to be its backyard, and it is vital to the nation’s strategic interests.

Source : New Indian Express

Published On : May 4, 2022
A)
20% to 25%
B)
25% to 30%
C)
30% to 35%
D)
35% to 40%

Correct Answer :   25% to 30%


The Insurance Regulatory and Development Authority of India (IRDAI) increased insurers’ maximum investment limit in Banking, Financial Services, and Insurance (BFSI) companies from 25% to 30% of their assets. The threshold for financial and insurance actions will now be 30 percent of investment assets for all insurers, according to the most recent modifications to IRDAI’s investment Regulations, 2016. This will include investments in home finance companies and infrastructure finance companies.
 
Important Points :
 
* Experts believe that the regulator’s increase will assist insurers in bringing their financial and insurance exposure closer to broader Indian market indexes.
Financial services firms, which include significant banks, Non-Banking Financial Organisations (NBFCs), and insurance companies, have a present weightage of roughly 35 percent.

* The weightage of financial and insurance companies in broader Indian market indices has consistently increased over the last few years, according to Sampath Reddy, chief investment officer, Bajaj Allianz Life Insurance Co. Ltd.

* Insurance companies, according to Reddy, will be able to own a much broader array of varied stocks as a result of IRDAI’s approach.

* The move also comes just before Life Insurance Corp of India's (LIC) Rs 21,000 crore IPO the largest from India.

* The increase in investment asset caps from 25% to 30%, according to Mayank Gupta, co-founder and chief operating officer of Zopper, an insurtech startup, is a significant step for insurance companies.


Source : Economic Times

Published On : May 4, 2022
A)
OPEC
B)
NATO
C)
OSCE
D)
BRICS

Correct Answer :   NATO


* The United States Armed Forces has organised the DEFENDER-Europe 22 exercise to build preparedness and interoperability between Allies and partners of the USA and NATO.
 
* Poland is one of the DE22 host countries and conduct training in Drawsko Pomorskie, Bemowo Piskie and Zagan.
 
* Apart from Polish troops, the forces from the USA, France, Sweden, Germany, Denmark and Great Britain will also participate
 
* The exercises are scheduled from May 01 to May 27, 2022.
 
Exercise Swift Response is an annual U.S. Army Europe and Africa multinational training exercise that takes place this year in Eastern Europe, the Arctic High North, Baltics, and Balkans. The exercise began in Poland and will be held in 8 other countries. The 5th Corps of the US Armed Forces is responsible for the command of the exercises. There will be approximately 18 000 participants from over 20 countries training together in both exercises. The portion of the exercises on Polish soil will see some 7,000 troops and 3,000 pieces of equipment.
 
Defender Europe 2022 : DEFENDER-Europe 22 demonstrates the United States’ unshakable commitment to NATO and is a prime example of our collective capabilities. It shows that NATO’s allies and partners are stronger together.
 
Swift Response 2022 : In the Swift Response exercise, the 6th Airborne Brigade will constitute the core of forces conducting an airborne operation. Some 550 Polish soldiers will be deployed to Lithuania and Latvia along with troops from the Czech Republic and the German-Dutch force..

Source : GOV

Published On : May 4, 2022
A)
Indian Bank
B)
Canara Bank
C)
Union Bank of India
D)
State Bank of India

Correct Answer :   Indian Bank


Indian Bank has launched a Pre-Approved Personal Loan (PAPL) product under Project World of Advanced Virtual Experience (WAVE), which will be serviced only through digital channels.
 
The PAPL loan can be availed via 'IndOASIS' mobile app, bank’s website and internet banking facility. The loan carries an interest rate of 10% pa at present with no foreclosure charges.

Indian Bank is giving the loan at the finest conditions available in the domestic market, with the option to choose loan tenure from 24 to 48 months and the ability to close the loan before time without penalty.
 
Started in January 2022, the digital transformation initiative of Indian Bank under Project ‘WAVE' has led to launch of its first digital product PAPL that aims at providing its customers with instant loan disbursement via a three-step process. Currently, it is launched for existing customers of the bank aged 21 years and above, having regular income and pension accounts...

Source : Times of India

Published On : May 4, 2022
A)
HDFC Life
B)
Max Life Insurance
C)
Tata AIA Life Insurance
D)
Life Insurance Corporation

Correct Answer :   HDFC Life


* HDFC Life has signed up for the UN-supported Principles for Responsible Investment (PRI) with the objective of sustainable growth and long term value creation.
 
* The Company currently has Assets Under Management of over Rs. 2 lakh crores.
 
* The company focuses on better understanding the investment implications of Environmental, Social, and Governance (ESG) factors.
 
* Principles for Responsible Investment(PRI) was founded in 2005

* Commenting on the development, Vibha Padalkar, MD & CEOHDFC Life, said, “We are pleased to announce our association with the PRI. We endeavour to grow holistically and sustainably by continuing to invest in the five pillars of our ESG strategy, namely – ethical conduct, responsible investing, diversity, equity & inclusion, holistic living and sustainable operations..

Source : The Print

Published On : May 4, 2022
A)
Sanjay Jha
B)
Devika Rangachari
C)
Rajdeep Sardesai
D)
Rasheed Kidwai

Correct Answer :   Rasheed Kidwai


Leaders, Politicians, Citizens: Fifty Figures Who Influenced India’s Politicsauthored by author-journalist "Rasheed Kidwai" compiles stories of 50 personalities who influenced India’s political landscape. The book is published by Hachette India. The foreword of the book is written by Shashi Tharoor, Member of Parliament (Lok Sabha). The 50 personalities featured in the book include Teji Bachchan, Phoolan Devi, Indira Gandhi, Rajiv Gandhi, Jayalalithaa, APJ Abdul Kalam, and Karunanidhi among others.
 
Traversing ideologies and bringing into focus the human facet of governments, Leaders, Politicians, and Citizens presents a compelling history of Indian democracy and provides riveting insights into the evolution of its political culture.

Published On : May 3, 2022
A)
Assam
B)
Karnataka
C)
Gujarat
D)
Kerala

Correct Answer :   Kerala


Kerala beat West Bengal 5-4 in the penalty shootout to win the 75th Santosh Trophy 2022 at the Manjeri Stadium in Malappuram, Kerala. The teams were level 1-1 after extra time in a pulsating encounter in which plenty of chances were created at both ends with the finishing being astray.
 
This is Kerala’s third win in a Santosh Trophy tournament on home soil. Earlier, they had won two editions in Kochi, in 1973-74 and 1992-93. Kerala captain Jijo Joseph, who was adjudged the player of the match for a commanding performance in the middle of the park.
 
Awardees :
* Player of the Tournament : Jijo Joseph
* Top scorer with nine goals : Jesin TK

Published On : May 3, 2022
A)
Indian Bank
B)
Bank of Baroda
C)
Canara Bank
D)
Punjab National Bank

Correct Answer :   Indian Bank


Indian Bank has unveiled a pre-approved personal loan (PAPL) product under Project World of Advance Virtual Experience (WAVE) a top official said on Thursday(28th April 2022).
 
Aims : To provide customers with instant loan disbursements.

The loan would carry an interest rate of 10% p.a. with no foreclosure charges.

The service is available for existing customers (regular income and pension accounts) and can be availed of through a mobile application, website, and internet banking facility.

With the flexibility to opt for a loan tenure between 24 and 48 months and the ability to pre-close the loan without any penalties, Indian Bank is offering the loan at the best terms available in the domestic market,” Jain added..

Source : The Print

Published On : May 2, 2022
A)
Born to Run
B)
Maitanam
C)
Beyond All Boundaries
D)
Sachin: A Billion Dreams

Correct Answer :   Maitanam


Maitanam is the first Indian sports documentary to feature among the elite list of global sports documentaries as a part of FIFA+ Originals that have been made available globally on FIFA's new digital streaming platform. Maitanam is a 40-minute sports documentary that showcases a range of different stories on the love for football in Kerala.

Published On : May 2, 2022