General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

A)
Budli
B)
Quickr
C)
Yaantra
D)
ShopClues

Correct Answer :   Yaantra


Flipkart Group on Thursday(13th Jan 2022) announced the acquisition of Yaantra, an electronics re-commerce company, for an undisclosed amount as part of efforts to strengthen its re-commerce business and enhance after-sale offerings for its customers in the smartphones segment. 
 
The acquisition has been effected through FK Group Entity, F1 Info Solutions and Services Pvt Ltd that is engaged in the business of offering comprehensive lifecycle management (repairs and refurbishment) for various categories including mobility, consumer electronics, IT and IT peripherals, AV and enterprise solutions, in the B2B (business-to-business) segment, according to a statement.
 
Yaantra, incorporated in 2013 by Jayant Jha, Ankit Saraf and Anmol Gupta, repairs and sells refurbished consumer tech products such as smartphones and laptops. With this acquisition, Flipkart will provide a comprehensive service ecosystem to its customers that takes care of the entire lifecycle of smartphones, the statement said. Flipkart will enable greater access to affordable refurbished smartphones, offering value and convenience for the end-consumers, it added.

Source : News18

Published On : January 14, 2022
A)
Axis Bank
B)
HDFC Bank
C)
ICICI Bank
D)
State Bank of India

Correct Answer :   HDFC Bank


HDFC Bank has been adjudged Best Private Bank in India at the Global Private Banking Awards 2021, organised by Professional Wealth Management (PWM).
 
Published by the Financial Times - the world's leading global business publication - Professional Wealth Management (PWM) specialises in analysing the growth strategies of private banks and the regional financial centres in which they operate.
 
In its editorial, (https://globalprivatebankingawards.com) PWM says: "With clients demanding expertise in areas such as ESG, alternatives and technology, PWM's awards celebrate success for those banks which stay one step ahead."..

Source : Business Standard

Published On : January 14, 2022
A)
MauBank
B)
HDFC Bank
C)
DCB Bank
D)
SBM Bank

Correct Answer :   SBM Bank


LazyPay, India's preferred Buy Now Pay Later solution by PayU Finance, Wednesday(12th Jan 2022) announced its partnership with SBM Bank India to launch LazyCard, a prepaid payment instrument backed by a credit line, foraying into the card segment.
 
The card aims at empowering financially underserved Indians with easy access to credit. Powered by Visa and SBM Bank India, LazyCard is built with a strong rewards structure, creating value for customers in every transaction by offering bigger, better cash back rewards and offers like never before. Digitally linked to the LazyPay app, the card uses robust technology to ensure security and a hassle-free experience in managing payments.

Source : Business Standard

Published On : January 14, 2022
A)
State Bank of India
B)
HDFC Bank
C)
ICICI Bak
D)
Axis Bank

Correct Answer :   Axis Bank


Axis Bank has tied up with MinkasuPay, a mobile payments company based in Silicon Valley, California, to offer a smooth net banking payment experience to its customers through biometric authentication solution.
 
The transaction time will reduce from the current 50-60 seconds to just 2-3 seconds with fingerprint or face ID authentication, while increasing success rates significantly, the companies said in a release on Wednesday.
 
"In a continuous effort to provide hassle-free digital payment solutions to its customers, Axis Bank through this partnership with MinkasuPay will enable customers to make net banking payments in merchant apps using Fingerprint or Face ID, without the need of usernames, passwords, and OTPs. This will enhance user experience, while bolstering security and reducing cyber-fraud," it said.
 
MinkasuPay's biometric authentication solution is a two-factor authentication solution that leverages the power of smartphones and biometrics to eliminate friction.

Source : Business Today

Published On : January 14, 2022
A)
Rishi Gupta
B)
Rajeev Ahuja
C)
Ittira Davis
D)
Sanjiv Chadha

Correct Answer :   Ittira Davis


The Reserve Bank of India (RBI) has approved the appointment of "Ittira Davis" as the Managing Director and Chief Executive Officer (MD & CEO) of Ujjivan Small Finance Bank (SFB) for a one-year term effective January 14, 2022.
 
On December 6, 2022, the bank's board had appointed Davis the MD & CEO for a three-year term from the date of approval of the RBI or such other period as may be approved by the central bank.
 
 
Ujjivan SFB, in a filing with BSE, said the special committee of directors, formed in September to oversee the operations and administration in the absence of MD & CEO, stood dissolved from January 13, 2022. The panel was formed after Nitin Chugh resigned as MD & CEO.
 
Davis had a stint with Ujjivan SFB as its chief operating officer. He joined Ujjivan in March 2015 and headed its transition from a microfinance institution (MFI) to an SFB.

Source : Business Standard

Published On : January 14, 2022
A)
HarperCollins India
B)
Rupa Publications India
C)
Hachette India
D)
Aleph Book Company India

Correct Answer :   HarperCollins India


Former State Bank of India (SBI) Chairperson Arundhati Bhattacharya turned author with her autobiography - 'Indomitable - A Working Woman's Notes on Life, Work and Leadership'.
 
Published by HarperCollins India, the book tracks the life and career of the 65-year-old banker, who broke the glass ceiling and stood out in a male-dominated industry. It shares a glimpse into how she got into the challenging banking job and left her mark as an exceptional leader.
 
In 'Indomitable', the retired Indian banker talks about her growing up years and early education in the 1960s.
 
Bhattacharya - who grew up in the 'sleepy towns' of Bhilai and Bokaro - discussed that she had never imagined she would chair the country's largest bank one day. The then 22-year-old had joined SBI in 1977, and became a Probationary Officer after clearing the entrance examination that was referred via a friend. She described the beginning of her glorious banking career, spanning four decades, as 'sheer chance'.

Source : Economic Times

Published On : January 13, 2022
A)
China
B)
South Korea
C)
North Korea
D)
United States

Correct Answer :   North Korea


North Korea's leader "Kim Jong" Un personally oversaw the successful test of a hypersonic missile, state media reported Wednesday (12th Jan 2022), the second such launch by the nuclear-armed nation in less than a week.
 
The missile carrying a "hypersonic gliding vehicle" hit "the set target in waters 1,000 km off," the official Korea Central News Agency (KCNA) said.
 
Photographs posted on the website of Rodong Sinmun, the official newspaper of the ruling Workers' Party, showed Kim Jong Un wearing a long black leather coat and using binoculars to watch the missile blast off from his mobile viewing platform.
 
"The superior maneuverability of the hypersonic glide vehicle was more strikingly verified through the final test-fire," the KCNA report said.
 
Other images in Rodong Sinmun showed the missile blasting off from land at dawn in a blaze of fire and smoke, and Kim discussing charts with uniformed officials.
 

Published On : January 13, 2022
A)
Dr S Somanath
B)
Ritu Karidhal
C)
Muthayya Vanitha
D)
Mylswamy Annadurai

Correct Answer :   Dr S Somanath


Senior scientist "S Somanath" has been appointed as the tenth chairman of the Indian Space and Research Organisation (ISRO), as well as the Secretary of the Department of Space, the Union government said on Wednesday, January 14, 2022. Presently the Director of the Vikram Sarabhai Space Centre (VSCC), Somanath will succeed K Sivan, who completes his extended tenure on Friday, January 14.
 
Somanathan’s new appointment is for a combined tenure of three years from the date of joining of the post, inclusive of an extension in tenure beyond the age of superannuation in public interest, a Personnel Ministry order said. Somanath did his BTech from TKM College of Engineering in Kollam, Kerala, and proceeded to earn his Masters in Aerospace Engineering from the Indian Institute of Science in Bengaluru, with specialisation in Dynamics and Control.. He graduated from MTech with a gold medal, according to the VSCC website. He then joined the VSCC in 1985, and since then, he has been part of several GSLV satellite projects.

Source : The News Minute

Published On : January 13, 2022
A)
UBS Securities
B)
SBS Securities
C)
USS Securities
D)
UDS Securities

Correct Answer :   UBS Securities


Swiss brokerage UBS Securities has lowered the growth forecast of the Indian economy for the current financial year (FY22) to 9.1% due to a massive surge in Omicron infections. Earlier this was estimated at 9.5%. However, UBS Securities has revised upwards the real GDP forecast of India in FY23 to 8.2%. This was projected at 7.7% earlier.

Published On : January 13, 2022
A)
World Bank
B)
Bank of America
C)
Reserve Bank of India
D)
Asian Development Bank

Correct Answer :   World Bank


The World Bank on Tuesday(11th Jan 2022) retained its FY22 growth forecast for India at 8.3% but upgraded it to 8.7% for FY23, from 7.5% estimated earlier, citing improving growth prospects, especially a reviving private capex cycle.
 
“India’s economy is expected to grow by 8.3% in the fiscal year ending March 2022, unchanged from the June 2021 outlook. The forecast for FY2022/23 and FY2023/24 for India has been upgraded to 8.7% and 6.8%, respectively, reflecting higher investment from the private sector and in infrastructure, and dividends from ongoing reforms,” it said in its latest Global Economic Prospects report.

Published On : January 13, 2022