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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
The RBI has approved the three-year re-appointment of Girish Chandra Chaturvedi as the part-time Chairman of which bank?
A)
Axis Bank
B)
Yes Bank
C)
HDFC Bank
D)
ICICI Bank

Correct Answer : Option (D) - ICICI Bank

Girish Chandra Chaturvedi as the part-time Chairman of ICICI Bank for a period of three years with effect from July 1, 2021.

Published On : June 29, 2021
2 .
The HDFC Bank has become carbon neutral by which year?
A)
2031-32
B)
2033-35
C)
2025-28
D)
2023-25

Correct Answer : Option (A) - 2031-32

Ahead of the World Environment Day on June 5, the private sector lender HDFC Bank has announced its plans to become carbon-neutral by 2031-32.

Published On : June 29, 2021
3 .
As per RBI, the limits for foreign portfolio investors during the current fiscal in G-secs will remain unchanged at what percent?
A)
5%
B)
6%
C)
7%
D)
8%

Correct Answer : Option (B) - 6%

The RBI said the limits for FPI investment during the current fiscal in G-secs and State Development Loans will remain unchanged at 6% and 2 per cent respectively.

Published On : June 29, 2021
4 .
As per Section 31 of the RBI, who can issue and accept promissory notes that are payable on demand in India?
A)
RBI
B)
Central Government
C)
Both (a) and (b)
D)
None of the above

Correct Answer : Option (C) - Both (a) and (b)

The Section 31 states that in India, only the RBI or the central government can issue and accept promissory notes that are payable on demand. However, cheques, that are payable on demand, can be issued by anyone.

Published On : June 29, 2021
5 .
What amount of monetary penalty has been imposed by RBI on the HDFC Bank?
A)
Rs 5 crore
B)
Rs 10 crore
C)
Rs 15 crore
D)
Rs 20 crore

Correct Answer : Option (B) - Rs 10 crore

The Reserve Bank of India has imposed a fine of Rs 10 crore on HDFC Bank for deficiencies in regulatory compliance found in the auto loan portfolio of the bank.

Published On : June 29, 2021
6 .
What kind of Deposits are covered by DICGC?
A)
Saving deposits
B)
Fixed deposits
C)
Current deposits
D)
All of the above

Correct Answer : Option (D) - All of the above

DICGC insures all bank deposits, such as saving, fixed, current, Recurring deposit for up to the limit of Rs. 100,000 of each deposits in a bank. It was set up in 1987.

Published On : June 29, 2021
7 .
Mahindra Rural Housing Finance signed an agreement with which bank for cash management solutions?
A)
India Post Payments Bank
B)
Paytm Payments Bank
C)
Punjab National Bank
D)
Ujjvan Small Finance Bank

Correct Answer : Option (A) - India Post Payments Bank

The Mahindra Rural Housing Finance and India Post Payments Bank announced a strategic partnership for cash management solution.

Published On : June 29, 2021
8 .
What was the objective behind the Banking correspondent scheme?
A)
Taking banking to the remotest areas
B)
Helping in the process of Financial inclusion
C)
Both (a) and (b)
D)
None of the above

Correct Answer : Option (C) - Both (a) and (b)

The objective behind the Banking correspondent scheme was to aid the process of financial inclusion and consequently take banking to the remotest areas of the country and make them bankable.

Published On : June 29, 2021
9 .
The Union Bank of India has launched "UNI - CARBON CARD". It is a co-branded credit card on the Rupay platform of NPCI for which company?
A)
Reliance Industry
B)
IOC
C)
BPCL
D)
HPCL

Correct Answer : Option (D) - HPCL

On March 26,2021 Union Bank of India launched first of its kind 'UNI-CARBON CARD', a credit card that is co-branded by HPCL in Rupay platform of National Payments Corporation of India (NPCI) to create an opportunity to create value for the Bank's customers.

Published On : June 29, 2021
10 .
Which among the following was chosen as a unit of developing banking infrastructure in the Lead Bank Scheme?
A)
Village
B)
District
C)
Panchayat
D)
Town

Correct Answer : Option (B) - District

Leader Bank Scheme was based on Area Approach for targeted and focused banking. The banker’s committee, headed by S. Nariman, concluded that districts would be the units for area approach and each district could be allotted to a particular bank which will perform the role of a Lead Bank.

Published On : June 29, 2021