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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
Who has introduced a Prompt Corrective Action (PCA) framework for large Non-Banking Financial Companies (NBFCs)?
A)
Union Bank of India(UBI)
B)
Reserve Bank of India (RBI)
C)
State Bank of India(SBI)
D)
Asian Development Bank(ADB)

Correct Answer :   Reserve Bank of India (RBI)

The Reserve Bank of India (RBI) has introduced a prompt corrective action (PCA) framework for large non-banking financial companies (NBFCs) with effect from October 2022, putting restrictions on para-banks whenever vital financial metrics dip below the prescribed threshold. This brings them almost on a par with banks in terms of supervision and regulatory reach.

Published On : December 17, 2021
2 .
Which State tie-up with UN-FAO and ICAR for sustainable agriculture?
A)
Assam
B)
Bihar
C)
Andhra Pradesh
D)
Arunachal Pradesh

Correct Answer :   Andhra Pradesh

The Food and Agriculture Organisation (FAO) of the United Nations has signed an agreement with the Andhra Pradesh Government to train the farmers in good farm management practices and sustainable agricultural methods. The FAO apart, the Indian Council of Agricultural Research is collaborating on the project.

Published On : December 17, 2021
3 .
Which bank approves USD112 million loan to establish Assam Skill University?
A)
CityBank
B)
HSBC Bank
C)
Asian Development Bank
D)
Royal Bank of Scotland

Correct Answer :   Asian Development Bank

The Asian Development Bank (ADB) has approved a $112 million loan to strengthen skills education and training through the establishment of the Assam Skill University (ASU). The Loan will create a path for skill development to enhance the productivity and competitiveness of Assam’s economy and industries. An additional $1 million grant from the Japan Fund for Poverty Reduction will support the introduction of technologies for smart campus management, integrated teaching, learning, and career development management.

Published On : December 17, 2021
4 .
Who is launched a book "Pride, Prejudice and Punditry"?
A)
Manmohan Singh
B)
Sunanda Pushkar
C)
Dr. Shashi Tharoor
D)
Subramanian Swamy

Correct Answer :   Dr. Shashi Tharoor

Former union minister and Lok Sabha Member of Parliament Dr. Shashi Tharoor‘s 23rd book titled ‘Pride, Prejudice and Punditry’ was launched in Hyderabad, Telangana. There are ten sections in this book, each devoted to a particular topic such as modern Indian history, Indian Politics, etc. He has won ‘Sahitya Akademi Award’ for 2019, awarded to his book – ‘An Era of Darkness.

Published On : December 16, 2021
5 .
Which bank has projected growth forecast for 2021-2022 for India at 9.7%?
A)
Central Bank of India
B)
Union Bank of India(UBI)
C)
Reserve Bank of India(RBI)
D)
Asian Development Bank (ADB)

Correct Answer :   Asian Development Bank (ADB)

Asian Development Bank has trimmed its 2021 growth forecast for India to 9.7% from 10% but left the 2022 growth forecast unchanged at 7.5%. The inflation forecast of developing Asia was revised to 2.1% for 2021 and unchanged at 7% for 2022.

Published On : December 16, 2021
6 .
Which bank tied up with Swift to provide digital banking solution?
A)
Axis Bank
B)
HDFC Bank
C)
ICICI Bank
D)
Karur Vysya Bank

Correct Answer :   Axis Bank

Axis Bank is working with new digital services from provider Swift to provide a comprehensive digital solution to clients. The bank is integrating with different digitization initiatives by government bodies and service providers to extend an end-to-end service to business clients. Axis bank’s B2B (business-to-business) digitization efforts are being supported by Swift, a cooperative of global banks that acts as an intermediary between banks and sets standards.

Published On : December 16, 2021
7 .
How many athletes will be included in the list of top athletes for Olympics India 2024?
A)
148 athletes
B)
153 athletes
C)
160 athletes
D)
169 athletes

Correct Answer :   148 athletes

A total of 148 athletes, including 20 new inductees, in seven Olympic disciplines and six Paralympic disciplines, have been identified for support under the Target Olympic Podium Scheme at a meeting of the Mission Olympic Cell of the Ministry of Youth Affairs and Sports.

Published On : December 16, 2021
8 .
Who wrote the book India wins Freedom?
A)
Vikram Seth
B)
Arundhati Roy
C)
Amrita Pritam
D)
Maulana Abul Kalam Azad

Correct Answer :   Maulana Abul Kalam Azad

India wins freedom, is the story of the Indian freedom movement, written by Maulana Abul Kalam Azad, who was an Indian independence activist, writer and senior leader of the Indian National Congress. He had become the First Minister of Education in the Indian government.

Published On : December 16, 2021
9 .
Which insurance company launches 'Dhan Rekha plan' savings life insurance plan?
A)
Max Life Insurance
B)
Reliance General Insurance Co.Ltd
C)
Life Insurance Corporation of India
D)
Bajaj Allianz General Insurance Co. Ltd

Correct Answer :   Life Insurance Corporation of India

The Life Insurance Corporation of India has launched a new non-linked, non-participating, individual savings life insurance plan. Called Dhan Rekha, it offers special premium rates for female lives.
 
“The plan is also allowed for the third gender,” LIC said in a statement on Monday(13-12-2021), adding that all benefits under the plan are fully guaranteed.
 
The minimum sum assured under this plan is ₹2 lakh and there is no limit for maximum sum assured.
 
The minimum age at entry ranges from 90 days to eight years and the maximum age at entry ranges from 35 years to 55 years depending upon the chosen policy term. This plan also takes care of liquidity needs through loan facility.

Published On : December 16, 2021
10 .
Which Bank launches bob World Wave?
A)
Canara Bank
B)
Bank of India
C)
Bank of Maharashtra
D)
Bank of Baroda (BoB)

Correct Answer :   Bank of Baroda (BoB)

Bank of Baroda (BoB) has launched a solution for digital banking payments, named bob World Wave. Wearable technology is witnessing the rise of tremendous interest across the world and lenders are using this opportunity to adopt the more convenient and cashless digital payments systems. This is an innovative solution, intended to perfectly deliver preventive health actions as well as easier payment transactions.
 
Bank’s on the go wearable payment solution, bob World Wave is designed to ensure convenient and seamless digital payments by our customers. It is anticipated that 10% of the small ticket payments will be made via wearable devices in the next two years.”

Published On : December 15, 2021