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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
Which Bank signed MoU with CBDT, CBIC for tax collection?
A)
South Indian Bank
B)
Lakshmi Vilas Bank
C)
Federal Bank
D)
Dhanlaxmi Bank

Correct Answer : Option (D) - Dhanlaxmi Bank

Dhanlaxmi Bank on Thursday(21st April 2022) said it has signed a memorandum of understanding with Central Board of Direct Taxes (CBDT) and Central Board of Indirect Taxes and Customs (CBIC) for collection of taxes.
 
The bank has been authorised by the Reserve Bank of India (RBI) based on the recommendation from the Controller General of Accounts for collection of various taxes, Dhanlaxmi Bank said in a regulatory filing.
 
With this, customers will soon be able to pay their direct taxes and GST payments and other indirect taxes through the branch network and digital platforms of the bank, it said.
 
The technical integration required to implement the seamless flow of remittances from the bank's portal to that of CBDT and CBIC will be completed at the earliest in order to provide early access to its customers towards the facilities.
 
In October, the bank had been empanelled as 'Agency Bank' by RBI to undertake general banking businesses of central and state government on behalf of RBI..

Source : Money Control

Published On : April 23, 2022
2 .
Sri Lankan inflation rose to how much in March 2022?
A)
18.7 percent
B)
20.5 percent
C)
21.5 percent
D)
25.8 percent

Correct Answer : Option (C) - 21.5 percent

Debt-ridden Sri Lanka's nationwide inflation rose to 21.5 percent in March from 17.5 percent in February 2022, as per official data released by the Department of Census and Statistics on April 22, 2022. Sri Lankan Finance Minister Ali Sabry met IMF officials in Washington to negotiate a bailout package for the country. 

Published On : April 23, 2022
3 .
Who is the Indian-American Defense Expert to be nominated for the 6th Entrepreneur Leadership Award 2022?
A)
Vivek Lall
B)
Praveen Kumar
C)
Himanshu Singh
D)
Sundhar Raajan

Correct Answer : Option (A) - Vivek Lall

Indian-American chief executive of General Atomics Global Corporation Vivek Lall has been selected for the prestigious Entrepreneur Leadership Awards by the Indo-American Chamber of Commerce.
 
Established in 1968, the Indo-American Chamber of Commerce (IACC) is the apex bi-lateral Chamber synergising India-US economic engagement.
 
Lall, 53, has been selected for the ‘Global Leader in Defence and Aviation Sector’ award category, which would be presented virtually during an awards ceremony on Friday. Union Civil Aviation Minister "Jyotiraditya Madhavrao Scindia" will be the chief guest of the event.
 
Lall, who has played a key role in enhancing defence trade in various capacities in Boeing, Lockheed Martin and now General Atomics, was recently honoured by the Governor of Kentucky as a Kentucky Colonel, which is the highest title of honour bestowed by the State. Kentucky Colonel is the most well-known honorary colonelcies conferred by United States governors.
 
Former US presidents George Bush, Jimmy Carter, Lynden Johnson, Ronald Reagan are some others that have been conferred this honour.
 
Lall was also granted the Grand Cross by His Highness Mahmoud Salah Al Din Assaf from the Royal Order of Banu Assaf in January 2022.

Source : Tribune India

Published On : April 23, 2022
4 .
Who has inaugurates DefConnect 2.0 organised by iDEX-DIO?
A)
Pankaj Singh
B)
Amit Shah
C)
Ajit Doval
D)
Rajnath Singh

Correct Answer : Option (D) - Rajnath Singh

* Defence Minister Rajnath Singh has inaugurated the DefConnect 2.0 which is organised by Innovations for Defence Excellence, Defence Innovation Organisation (iDEX-DIO) in New Delhi.

* The event will be attended by a large number of innovators and investors from the country’s leading industries in the defence sector.

* The iDEX was launched by PM Modi in 2018 to provide a unified platform for various stakeholders in the defence and aerospace sectors..

Source : News On Air

Published On : April 22, 2022
5 .
Which country has successfully test-fired "Sarmat intercontinental ballistic missile"?
A)
China
B)
India
C)
Russia
D)
North Korea

Correct Answer : Option (C) - Russia

* Russia has successfully test-fired a Sarmat intercontinental ballistic missile from a silo at the Plesetsk state test cosmodrome in northwest Russia's Arkhangelsk region.

* The training warheads have reached a given area at the Kura test ground on the Kamchatka Peninsula and the tasks were completed in full.

* This missile system has the highest tactical and technical characteristics and is able to overcome all modern means of anti-missile defense.

Source : News On Air

Published On : April 22, 2022
6 .
Which Bank the launch of "Fincluvation" to Encourage Startups to Develop Financial Products?
A)
State Bank of India
B)
Central Bank of India
C)
India Post Payments Bank
D)
Union Bank of India

Correct Answer : Option (C) - India Post Payments Bank

* On the occasion of the 75th anniversary of Indian Independence & ongoing Azadi ka Amrit Mahotasav, India Post Payments Bank (IPPB), a 100% government owned entity under Department of Posts (DoP) announced the launch(21st Apr 2022) of Fincluvation– a joint initiative to collaborate with Fintech Startup community to co-create and innovate solutions for financial inclusion.

* Aim : To co-create and innovate solutions for financial inclusion.
* Start-ups will develop solutions and tailored products and services for customers.


* IPPB launched: September 1, 2018
* CEO of IPPB: J Venkatramu; Headquarters : New Delhi

Source : PIB

Published On : April 22, 2022
7 .
For Rs 184 crore, how much interest will HDFC sell on HDFC Capital to the Abu Dhabi Investment Authority?
A)
10%
B)
12%
C)
14%
D)
15%

Correct Answer : Option (A) - 10%

India's leading mortgage lender HDFC has sold its 10% stake in HDFC Capital to a wholly-owned subsidiary of the Abu Dhabi Investment Authority (ADIA) for about Rs 184 crore.
 
ADIA is also the primary investor in alternative investment funds managed by HDFC Capital. Established in 1976, the Abu Dhabi Investment Authority is a globally-diversified investment institution of Government of Abu Dhabi.
 
HDFC Capital, a wholly-owned subsidiary of Housing Development Finance Corporation (HDFC), is in the business of managing private equity funds focused on the real estate sector in India.
 
Set up in 2016, HDFC Capital is the investment manager to HDFC Capital Affordable Real Estate Funds 1, 2 & 3; and is aligned with the Government of India’s goal to increase housing supply and support the Pradhan Mantri Awas Yojana..

Source : Economic Times

Published On : April 22, 2022
8 .
Who is reconstituted its advisory committee for leveraging regulatory and technology solutions?
A)
RBI
B)
SEBI
C)
IRDA
D)
NSDL

Correct Answer : Option (B) - SEBI

SEBI has reconstituted its advisory committee, which provides guidance on enhancing the regulator's technological capabilities and on exploring appropriate technological solutions for early detection of market anomalies.
 
The Advisory Committee for Leveraging Regulatory and Technology Solutions (ALeRTS) will now be headed by Sunil Bajpai, former Principal Advisor (Information Technology) at the Telecom Regulatory Authority of India (TRAI), an update with Sebi showed on Tuesday.
 
The seven-member committee, which was set-up by the Securities and Exchange Board of India (Sebi) in December 2021, was earlier chaired by Madhabi Puri Buch, current chief of the regulator.
 
Other members in the panel include Puneet Narang, head of corporate banking technology India at Deutsche Bank, Girish Keshav Palshikar, Principal Scientist at TCS Research and Innovation, Ratnakar Pandey Senior Data Scientist at Amazon, Rohan Rao Senior Data Scientist at H2O.ai, Subir Saha, Head of Compliance at ICICI Group and Harini Balaji CGM, ISD at Sebi..

Source : Business Standard

Published On : April 22, 2022
9 .
Who is the new Managing Director (MD) and Chief Executive Officer (CEO) of Digit Insurance Company in 2022?
A)
Bhargav Dasgupta
B)
Jasleen Kohli
C)
Mahesh Kumar Sharma
D)
Krishnan Ramachandran

Correct Answer : Option (B) - Jasleen Kohli

Digit Insurance has appointed Jasleen Kohli as the company’s new managing director (MD) and chief executive officer (CEO) with effect from April 20, 2022. She succeeds Vijay Kumar who retired from the company on April 19, 2022. She served as chief distribution officer (CDO) at Digit, where she was responsible for all of the company’s sales and distribution channels.
 
In 2021, Digit increased its worth to USD 3.5 billion in less than six months after raising USD 200 million in a funding round. The company also announced it has promoted Adarsh Agarwal from the role of Appointed Actuary to Chief Distribution Officer (corporate business). Nikhil Kamdar has been appointed as the next Appointed Actuary, replacing Agarwal.

Published On : April 21, 2022
10 .
How many lakhs was fined by RBI to Manappuram Finance for failing to comply with KYC rules?
A)
Rs 17 lakh
B)
Rs 25 lakh
C)
Rs 32 lakh
D)
Rs 46 lakh

Correct Answer : Option (A) - Rs 17 lakh

The Reserve Bank of India (RBI) has imposed a fine on Manappuram Financing, a non-banking finance company, of Rs 17 lakh for violating KYC rules and prepaid payment instrument norms.
 
According to an RBI press release issued on April 18, 2022, “The penalty has been imposed in exercise of powers vested in RBI under Section 30 of the Payment and Settlement Systems Act, 2007. This action is based on deficiencies in regulatory compliance and is not intended to pronounce upon the validity of any transaction or agreement entered into by the entity with its customers.”
 
Why was the fine imposed?
The company was found to be in violation of RBI instructions on KYC and minor PPI standards. As a result, the entity was given notice to show cause why a penalty should not be applied for failing to follow the orders.
 
RBI found that the aforementioned accusation of non-compliance with RBI orders was proven and warranted imposition of monetary penalty after reviewing the entity's answer and giving it a personal hearing..

Source : Economic Times

Published On : April 21, 2022