General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
The IRDAI Slapped Rs 24 Lakh Penalty on which company for Violating Advertisement Norm?
A)
HDFC
B)
ICICI
C)
Policybazaar
D)
Paisabazaar

Correct Answer :   Policybazaar

Policy aggregator Policybazaar has been fined Rs 24 lakh by the Insurance Regulatory and Development Authority of India (IRDAI) for breaching advertising norms in relation to SMSs sent to customers last year regarding increases in term insurance policy premiums.

Published On : June 27, 2021
2 .
As per RBI, what will be the maximum limit of cash withdrawal per transaction via Pos machine?
A)
Rs 1000
B)
Rs 2000
C)
Rs 3000
D)
Rs 4000

Correct Answer :   Rs 2000

The RBI has increased the limit of cash withdrawal from Points of Sale terminals using debit cards and open system prepaid cards to Rs 2000 per transaction within an overall monthly limit of Rs. 10,000 across all locations.

Published On : June 27, 2021
3 .
Who among the following finalised Lead Bank scheme?
A)
RBI
B)
IRDA
C)
Government of India
D)
None of the above

Correct Answer :   RBI

Under the lead bank scheme administered by RBI since 1969, a bank(can be private or public) leads the consortium of all banks in the area.

Published On : June 27, 2021
4 .
The RBI has cancelled the license of United cooperative Bank Limited based in which state?
A)
Uttar Pradesh
B)
Maharashtra
C)
Kerala
D)
West Bengal

Correct Answer :   West Bengal

The Reserve Bank of India has cancelled the licence of United Co-operative Bank Ltd, Bagnan, West Bengal, as it does not have adequate capital and earning prospects.

Published On : June 27, 2021
5 .
Indranil Pan has appointed as the chief economist of which bank?
A)
HDFC Bank
B)
Yes Bank
C)
RBL Bank
D)
IDBI Bank

Correct Answer :   Yes Bank

The Yes Bank has appointed Indranil Pan as its chief economist.Pan joins the bank from rival IDFC First Bank.

Published On : June 27, 2021
6 .
Which of the following remittances payments is one area that is a lifeline for millions of people across the globe, especially in rural areas?
A)
Blockchain remittance
B)
Ion remittance
C)
Digital remittance
D)
None of the above

Correct Answer :   Blockchain remittance

A Blockchain Staple is a remittance payments in which one area that is a lifeline for millions of people across the globe, especially in rural areas. People are finding work outside of their homelands and are needing to send money home to friends and family to support them.

Published On : June 27, 2021
7 .
The RBI has excluded Lakshmi Vilas Bank from the Second Schedule of the Reserve Bank of India Act, 1934. The Lakshmi Vilas Bank was merged with which bank?
A)
Citibank
B)
HSBC Bank
C)
DBS Bank India Ltd
D)
United Overseas Bank

Correct Answer :   DBS Bank India Ltd

The RBI has excluded Lakshmi Vilas Bank from the Second Schedule of the Reserve Bank of India Act, 1934. The move was taken after the crisis-ridden Lakshmi Vilas Bank was merged with DBS Bank India Ltd.

Published On : June 27, 2021
8 .
How much amount has been allocated by the RBI towards special on-tap liquidity facility announced for banks to the second wave of Covid-19?
A)
Rs 25,000 crore
B)
Rs 45,000 crore
C)
Rs 50,000 crore
D)
Rs 70,000 crore

Correct Answer :   Rs 50,000 crore

The RBI Governor Shaktikanta Das has announced a Covid-19 healthcare package of Rs 50,000 crore to entities for access to emergency health security during the second wave of Covid-19.

Published On : June 27, 2021
9 .
Which of the following NBFCs provides finance to the public whether by making loans or advances?
A)
Loan Companies
B)
Investment Company
C)
Asset Finance Company
D)
Infrastructure Finance Company

Correct Answer :   Loan Companies

Loan Companies (LC) is one NBFC primarily carrying on, as its principal business, the providing of finance to the public whether by making loans or advances or otherwise for any activity other than its own but does not include an equipment leasing company or a hire-purchase, Asset Finance company.

Published On : June 27, 2021
10 .
The New development Bank has issued how much amount of benchmark bond?
A)
1 billion
B)
1.5 billion
C)
2.0 billion
D)
2.5 billion

Correct Answer :   1.5 billion

The NDB priced its 5-year USD 1.5 billion benchmark bond. This transaction is the third USD benchmark bond offering of the Bank in the international markets.

Published On : June 27, 2021
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