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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
_______is the sole reinsurance company in the Indian Insurance market with over four decades of experience.
A)
NICL
B)
LIC
C)
GIC Re
D)
Oriental Insurance

Correct Answer :   GIC Re

GIC Re is a wholly owned company of Government of India.As a sole re-insurer in the domestic reinsurance market, GIC Re provides reinsurance to the direct general insurance companies in the Indian market.As of 2012 GIC Re ranked 14th largest Re insurer and 5th largest Aviation Re insurer in the world

Published On : June 2, 2021
2 .
The insurance companies collect a fixed amount from its customers at a fixed interval of time. What it is called?
A)
Contribution
B)
Premium
C)
EMI
D)
Installment

Correct Answer :   Installment

Published On : June 2, 2021
3 .
Which of the following Public Sector companies provides insurance cover to exporters?
A)
NABARD
B)
ECGC
C)
SIDBI
D)
IRDA

Correct Answer :   ECGC

Published On : June 2, 2021
4 .
What does the letter 'S' denote in the term IFSC?
A)
Subscriber
B)
State
C)
System
D)
Source

Correct Answer :   System

The Indian Financial System Code (IFSC Code) is an alphanumeric code that uniquely identifies a bank-branch participating in the Real Time Gross Settlement (RTGS) and the National Electronic Funds Transfer (NEFT) Systems.

Published On : June 2, 2021
5 .
Government nationalized Private Sector companies in which year?
A)
1971
B)
1978
C)
1989
D)
1999

Correct Answer :   1971

Published On : June 1, 2021
6 .
As we know, the Government is paying much attention to “Micro Finance” these days. Which of the following is one of the examples of Micro Finance?
A)
Self Help Groups
B)
Insurance for life
C)
Letter of Credit
D)
Investment in Mutual Funds

Correct Answer :   Self Help Groups

Published On : June 1, 2021
7 .
FDI refers to
A)
Foreign Deposits in India
B)
Foreign Direct Investment
C)
Fixed Deposits in India
D)
Future Derivative Investment

Correct Answer :   Foreign Direct Investment

Foreign direct investment (FDI) is when a company takes controlling ownership in a business entity in another country. With FDI, foreign companies are directly involved with day-to-day operations in the other country.

Published On : June 1, 2021
8 .
Foreign exchange reserves of India are kept in the custody of which of the following?
A)
All public sector banks
B)
Foreign banks in India
C)
Government treasury
D)
Reserve bank of India

Correct Answer :   Reserve bank of India

The Foreign Exchange Reserves of India are kept in the custody of the Reserve Bank Of India. RBI is the apex bank.

Published On : June 1, 2021
9 .
Postal Life Insurance was introduced in which year?
A)
1880
B)
1882
C)
1884
D)
1889

Correct Answer :   1884

Postal Life Insurance (PLI) was introduced on 1st February 1884.It started as a welfare scheme for the benefit of postal employees and was later extended to the employees of the Telegraph Department in 1888.

Published On : June 1, 2021
10 .
AXA is an insurance company headquartered in
A)
Tokyo
B)
Paris
C)
London
D)
New York

Correct Answer :   Paris

AXA is a French multinational insurance firm headquartered in Paris that engages in global insurance, investment management and other financial services. The AXA Group operates primarily in Western Europe, North America, the Asia Pacific region, and the Middle East, with presence also in Africa.

Published On : June 1, 2021