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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
What do we call the funds that the banks keep with RBI as a portion of their Net Demand and Time Liabilities?
A)
Cash Reserve Ratio
B)
Bank Rate
C)
Reverse Repo Rate
D)
Statutory Liquidity Ratio

Correct Answer :   Cash Reserve Ratio

The Cash Reserve Ratio is the amount of funds that the banks are bound to keep with Reserve bank of India as a portion of their Net Demand and Time Liabilities (NDTL).

Published On : June 29, 2021
2 .
As per the data released by the Reserve Bank of India, the country's foreign exchange reserves crossed how much Mark?
A)
USD 590 billion
B)
USD 600 billion
C)
USD 642 billion
D)
USD 700 billion

Correct Answer :   USD 590 billion

The country's foreign exchange reserves crossed the USD 590 billion mark on the week ended 14th March. In terms of rupee, it is 43,24,574 crores.

Published On : June 29, 2021
3 .
Who among the following cannot become a BC?
A)
Community based organisations
B)
Krishi Vigyan Kendras
C)
Khadi and Village Industries units
D)
All of the above can become a BC

Correct Answer :   All of the above can become a BC

All of the above given options i.e. Krishi Vigyan Kendras, Khadi and Village Industries units, Community based organisations etc. can become a Banking correspondent for a bank.

Published On : June 29, 2021
4 .
Which bank has launched a range of wearable contactless payment devices under the brand Wear 'N' Pay?
A)
ICICI Bank
B)
Axis Bank
C)
BOB
D)
HDFC Bank

Correct Answer :   Axis Bank

The Axis Bank has launched a range of wearable contactless payment devices under the brand Wear 'N' Pay.

Published On : June 29, 2021
5 .
Which among the following alternative exchange Rate Regime is most popular in the world today?
A)
Managed Float
B)
Crawling Peg
C)
Fixed-but-Adjustable Exchange Rate
D)
Free Float

Correct Answer :   Fixed-but-Adjustable Exchange Rate

Published On : June 29, 2021
6 .
LIC Cards Services has launched a contactless prepaid gift card, 'Shagun', in collaboration with which bank?
A)
SBI
B)
Bank of India
C)
ICICI Bank
D)
IDBI Bank

Correct Answer :   IDBI Bank

The LIC Cards Services has launched a contactless prepaid gift card, 'Shagun', in collaboration with IDBI Bank on the RuPay platform.

Published On : June 29, 2021
7 .
The RBI has approved the three-year re-appointment of Girish Chandra Chaturvedi as the part-time Chairman of which bank?
A)
Axis Bank
B)
Yes Bank
C)
HDFC Bank
D)
ICICI Bank

Correct Answer :   ICICI Bank

Girish Chandra Chaturvedi as the part-time Chairman of ICICI Bank for a period of three years with effect from July 1, 2021.

Published On : June 29, 2021
8 .
The HDFC Bank has become carbon neutral by which year?
A)
2031-32
B)
2033-35
C)
2025-28
D)
2023-25

Correct Answer :   2031-32

Ahead of the World Environment Day on June 5, the private sector lender HDFC Bank has announced its plans to become carbon-neutral by 2031-32.

Published On : June 29, 2021
9 .
As per RBI, the limits for foreign portfolio investors during the current fiscal in G-secs will remain unchanged at what percent?
A)
5%
B)
6%
C)
7%
D)
8%

Correct Answer :   6%

The RBI said the limits for FPI investment during the current fiscal in G-secs and State Development Loans will remain unchanged at 6% and 2 per cent respectively.

Published On : June 29, 2021
10 .
As per Section 31 of the RBI, who can issue and accept promissory notes that are payable on demand in India?
A)
RBI
B)
Central Government
C)
Both (a) and (b)
D)
None of the above

Correct Answer :   Both (a) and (b)

The Section 31 states that in India, only the RBI or the central government can issue and accept promissory notes that are payable on demand. However, cheques, that are payable on demand, can be issued by anyone.

Published On : June 29, 2021