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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
Which NBFC has received approval from RBI to take over PMC bank and re-launch it as a Small Finance Bank?
A)
HDB Financial Services Limited
B)
Centrum Financial Services Limited
C)
Satin Creditcare Network Limited
D)
Credila Financial Services Private Limited

Correct Answer :   Centrum Financial Services Limited

The RBI has approved Centrum Financial Services Limited which will take over the Punjab & Maharashtra Co-operative Bank Ltd., Mumbai (PMC), and re-launch it as a Small Finance Bank.

Published On : June 29, 2021
2 .
Which bank has topped the Forbes Worlds Best Banks 2021 in India?
A)
HDFC Bank
B)
YES Bank
C)
DBS Bank
D)
SBI

Correct Answer :   DBS Bank

The DBS Bank has ranked 1 out of 30 domestic and international banks in India for the second consecutive year.

Published On : June 29, 2021
3 .
Which score is considered as the maximum credit score in India?
A)
900
B)
800
C)
700
D)
550

Correct Answer :   900

The credit score ranges from 300 to 900. The closer you are to 900, the more confidence the credit institution will have in your ability to repay the loan and hence, the better the chances of your application getting approved. Anything above 750 is considered a good credit score.

Published On : June 29, 2021
4 .
Vishwavir Ahuja has been re-appointed as the MD & CEO of which bank by RBI till June 2022?
A)
UCO Bank
B)
Federal Bank
C)
IndusInd Bank
D)
RBL Bank

Correct Answer :   RBL Bank

RBL Bank gains after RBI approves re-appointment of Vishwavir Ahuja as MD, CEO. RBL Bank rose 1.47% to Rs 217.90 after the bank received an approval of the Reserve Bank of India (RBI) for the re-appointment of Vishwavir Ahuja as the managing director (MD) and chief executive officer (CEO).

Published On : June 29, 2021
5 .
Which bank has pledged to become carbon neutral by 2031-32?
A)
SBI
B)
Axis Bank
C)
ICICI Bank
D)
HDFC Bank

Correct Answer :   HDFC Bank

HDFC Bank announced plans to become carbon neutral by 2031-32. As part of this initiative, the Bank is looking at reducing its emissions, energy, and water consumption. The Bank will continue to incorporate and scale up the use of renewable energy in its operations.

Published On : June 29, 2021
6 .
Which section of RBI Act states that the RBI has the exclusive rights to issue currency notes in India?
A)
20
B)
22
C)
24
D)
26

Correct Answer :   22

Section 22 of the RBI Act states that only the RBI has the exclusive rights to issue currency notes in India.

Published On : June 29, 2021
7 .
As per RBI annual report, banks' bad loan ratio could rise to how much percentage by September 2021?
A)
11.5%
B)
12.5%
C)
13.5%
D)
15.0%

Correct Answer :   13.5%

In its semi-annual financial stability report, RBI had earlier said that the bad loan ratio of banks could rise to 13.5% under the baseline stress scenario by September 2021.

Published On : June 29, 2021
8 .
For which of these countries the RBI has served as the central bank in the past?
A)
Myanmar
B)
Nepal
C)
Sri Lanka
D)
All of the above

Correct Answer :   Myanmar

The RBI has acted as Burma’s (now Myanmar) central bank until April 1947 (except during the years of Japanese occupation (1942–45)), even though Burma seceded from the Indian Union in 1937.

Published On : June 29, 2021
9 .
Which has now become the first Small Finance Bank to offer its NRI customer segment the ease of account opening online?
A)
Equitas Small Finance Bank
B)
Fincare Small Finance Bank
C)
AU small Finance Bank
D)
Ujjvan Small Finance Bank

Correct Answer :   Equitas Small Finance Bank

Equitas Small Finance Bank has now become the first Small Finance Bank to offer its NRI customer segment the ease of account opening online.

Published On : June 29, 2021
10 .
How much credit small finance banks has to give to priority sectors?
A)
40%
B)
50%
C)
60%
D)
75%

Correct Answer :   75%

The small Finance Banks have been mandated to extend 75% of their credit to priority sector lending. Further, at least half of these loans should be below Rs. 25 Lakh.

Published On : June 29, 2021