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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
Which one of the following sea is the largest in area?
A)
Bering Sea
B)
Sea of China
C)
Sea of Okhotsk
D)
Sea of Japan

Correct Answer :   Bering Sea

Bering Sea is the largest in area. The Bering Sea is a marginal sea of the Pacific Ocean. It comprises a deep water basin, which then rises through a narrow slope into the shallower water above the continental shelves.

Published On : June 3, 2021
2 .
The deepest lake of the world is
A)
Crater
B)
Tanganyika
C)
Baikal
D)
Nyasa

Correct Answer :   Baikal

The deepest lake of the world is Baikal Lake. Baikal is a rift lake in the south of the Russian region of Siberia, between the Irkutsk oblast to the North West and the Buryat Republic to the South East.

Published On : June 3, 2021
3 .
A policy purchased by, for the benefit of, a business insuring the life or lives of personnel integral to the business operations is called____
A)
Key-Person Insurance
B)
Hospital Insurance
C)
Multi-Peril Insurance
D)
Renewable Term Insurance

Correct Answer :   Key-Person Insurance

Key person insurance is simply life insurance on the key person in a business. In a small business, this is usually the owner, the founders or perhaps a key employee or two.

Published On : June 2, 2021
4 .
Insurance that is renewable for a limited number of successive terms by the policyholder and is not contingent upon medical examination is called_____
A)
Hospital Insurance
B)
Renewable Term Insurance
C)
Social Insurance
D)
Group Insurance

Correct Answer :   Renewable Term Insurance

Renewable Term is a clause in a term insurance contract that allows the beneficiary to extend the coverage term for a set period of time without having to re qualify for coverage.

Published On : June 2, 2021
5 .
Which Insurance policy gives holder the benefits of both Insurance and Investment?
A)
Pension Policies
B)
Money back Policies
C)
Term Insurance Policies
D)
Unit Linked Investment Policies

Correct Answer :   Unit Linked Investment Policies

Published On : June 2, 2021
6 .
_____is the date from which the annuity holder starts receiving the policy benefits of a regular stream of income.
A)
Vesting date
B)
Cooling date
C)
Preferred date
D)
Bonus date

Correct Answer :   Vesting date

Published On : June 2, 2021
7 .
_____indicates the level of development of insurance sector in a country.
A)
Core Rate
B)
Policy Rate
C)
Penetration Rate
D)
Revenue Rate

Correct Answer :   Penetration Rate

Published On : June 2, 2021
8 .
______is an insurance product that pays out income to the holder at specified intervals usually after retirement.
A)
Endowment
B)
Annuity
C)
Bonus
D)
Term

Correct Answer :   Annuity

Annuity is an insurance product that pays out income to the holder at specified intervals usually after retirement. So if you want a steady supply of money after retirement apply for an annuity plan

Published On : June 2, 2021
9 .
Which of the term is the used when a policy has lapsed due to non-payment of premium?
A)
Policy not in force
B)
Policy Unforced
C)
Policy Backed
D)
Policy in variance

Correct Answer :   Policy not in force

Published On : June 2, 2021
10 .
Where is the headquarters of Magma HDI General Insurance Company Limited located?
A)
Gurgaon
B)
Lucknow
C)
New Delhi
D)
Kolkata

Correct Answer :   Kolkata

Kolkata, West Bengal

Published On : June 2, 2021