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General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

A)
YES BANK
B)
Bandhan Bank
C)
IDFC FIRST Bank
D)
Kotak Mahindra Bank

Correct Answer :   IDFC FIRST Bank


For the distribution of its health insurance options, the insurer and IDFC FIRST Bank have inked a corporate agency agreement. In accordance with this strategic partnership, Star Health and Allied Insurance Company will use IDFC FIRST Bank‘s cutting-edge digital platform and extensive distribution network to offer its best-in-class health insurance products to the Bank’s customers.
 
* With a focus on going digital, IDFC FIRST Bank provides customer service through its mobile app and net banking platform, which supplement its network of branches, ATMs, and lending centres.

* As the first independent health insurance provider in India, Star Health and Allied Insurance Company began doing business in 2006. It specialises in health, personal accident, and international travel insurance.

* On June 27, 2022, shares of Star Health dropped 3.49 percent to Rs 514.80..

Source : Business Standard

Published On : July 4, 2022
A)
Indian Army
B)
Indian Navy
C)
Indian Air Force
D)
National Security Guard

Correct Answer :   Indian Army


The Desert Corps of the Indian Army organised the “Suraksha Manthan 2022”, on aspects of Border & Coastal Security at Jodhpur (Rajasthan).  The manthan was jointly presided over by Shri Pankaj Kumar Singh, IPS, Director General Border Security Force (BSF), Director General VS Pathania, Indian Coast Guard and Lieutenant General Rakesh Kapoor, General Officer Commanding Desert Corps and attended by serving officers of the Army, BSF and Coast Guard.
 
During the course of the discussions, aspects of interoperability, operational cohesion and logistics were ironed out in order to enhance overall security along the International Boundary (IB) and coastal sectors.
 
A joint training calendar was also formulated to achieve a higher degree of interoperability and jointness amongst the security forces. Current security threats and challenges, along with joint mitigation response, were deliberated upon and such scenarios would now form part of the forthcoming exercises..

Source : PIB

Published On : July 4, 2022
A)
Axis Cards
B)
SBI Cards
C)
HDFC Cards
D)
ICICI Cards

Correct Answer :   SBI Cards


SBI Cards and Payment Services announced that it has entered into a strategic partnership with Aditya Birla Finance (ABFL), the lending subsidiary of Aditya Birla Capital for the launch of 'Aditya Birla SBI Card'.
 
The card has been designed to give customers significant reward points on their spending around telecom, fashion, travel, dining, entertainment, and hotels, among others.
 
The said credit card has been launched in two variants, 'Aditya Birla SBI Card SELECT' and 'Aditya Birla SBI Card', on the Visa platform. Cardholders can avail greater value back in the form of reward points on their spends on Aditya Birla Group companies.
 
According to Rama Mohan Rao Amara, MD & CEO of SBI Card, "This partnership will enable us to issue credit cards to Aditya Birla Group's customer base, thereby providing them a great product for all their spending needs..

Source : Business Standard

Published On : July 3, 2022
A)
7.3% from 7.8%
B)
7.8% from 8.1%
C)
8.3% from 8.9%
D)
9.0% from 9.5%

Correct Answer :   7.3% from 7.8%


* Crisil has cut the real GDP growth forecast for India to 7.3% in FY23 from 7.8%.
 
* Reason : The downward revision to higher oil prices, slowing of export demand and high inflation.
 
* The RBI has also estimated 7.2% real GDP growth for this fiscal year.
 
* Inflation has been pegged to average at 6.8% in FY23 as against 5.5%t in FY22, it reduces the purchasing power of consumers.
 
* World Bank GDP forecast for FY23 : 7.5%

Source : Business Standard

Published On : July 3, 2022
A)
Tanuja Nesari
B)
Niyanthree
C)
Shuddhi
D)
Mahima Teja

Correct Answer :   Tanuja Nesari


Tanuja Nesari, Director of All India Institute of Ayurveda (AIIA) was awarded with the Ayurveda Ratna Award by the UK Parliament, recognising her contribution to furthering the growth of Ayurveda in India and abroad.
 
The UK’s All-Party Parliamentary Group on Indian Traditional Sciences (ITSappg) conferred the Ayurveda Ratna award on Dr Nesari for her exceptional service of the highest order for the promotion of Ayurveda by an ITSappg committee represented by dignitaries including Amarjeet S Bhamra, Ambassador for Ayurveda and Yoga in Great Britain, Virendra Sharma, MP, UK Parliament and Chair, ITSappg and Bob Blackman, MP, UK Parliament and Chair, ITSappg.
 
The All-Party Parliamentary Group on Indian Traditional Sciences was formed in 2014 with an aim to spread the knowledge of Ayurveda, Yoga, Jyotish, Vastu, Unani and Sangeetam in the United Kingdom and abroad..

Source : The Print

Published On : July 3, 2022
A)
DRDO
B)
HAL
C)
ISRO
D)
Bharat Electronics

Correct Answer :   DRDO


In a major breakthrough, the Defence Research and Development Organisation (DRDO) on Friday(1st July 2022) successfully carried out the maiden flight of the Autonomous Flying Wing Technology Demonstrator from the Aeronautical Test Range, Chitradurga, Karnataka.
 
“Operating in a fully autonomous mode, the aircraft exhibited a perfect flight, including take-off, waypoint navigation and a smooth touchdown. This flight marks a major milestone in terms of proving critical technologies for the development of future unmanned aircraft and is a significant step towards self-reliance in such strategic defence technologies,” read an official statement.
 
Powered by a small turbofan engine, the unmanned aerial vehicle is designed and developed by Aeronautical Development Establishment (ADE), Bengaluru, a premier research laboratory of DRDO.
 
The airframe, undercarriage and entire flight control and avionics systems used for the aircraft had been developed indigenously.
 
Defence Minister Rajnath Singh congratulated DRDO and stated that the move will pace the country’s self-reliance in terms of critical military systems..

Source : Theprint

Published On : July 3, 2022
A)
Rohit Sharma
B)
Jasprit Bumrah
C)
Jos Buttler
D)
AB de Villiers

Correct Answer :   Jasprit Bumrah


India captain Jasprit Bumrah bludgeoned a hapless Stuart Broad for 29 runs to create a world record for maximum runs off a single over in Test cricket, beating the legendary Brian Lara's feat by one run.
 
The world record stayed with Lara for 18 years — he had hit South African left-arm spinner Robin Peterson for 28 runs in a Test match in 2003-04, which included four fours and two sixes off six legal deliveries.
 
Former Australia player George Bailey had also scored 28 in an over but he was behind Lara in terms of boundary count.
 
Broad, who had also been hit for six sixes in an over by Yuvraj Singh in the inaugural World T20 in 2007, gave away 35 in the 84th over of the Indian first innings in the fifth rescheduled Test here. There were six extra runs -- five wides and a no-ball.
 
The Indian skipper was not out on 31 off 16 balls with four boundaries and two sixes..

Source : The Hindu

Published On : July 3, 2022
A)
4.5%
B)
4.7%
C)
5.3%
D)
5.9%

Correct Answer :   5.9%


Gross non-performing asset (GNPA) ratio of banks fell to six-year low of 5.9% in March 2022, said Reserve Bank of India (RBI) in its financial stability report for 30th June 2022. The Net Non-Performing Assets (NNPA) ratio fell to 1.7% in March 2022.
 
Macro-stress tests for credit risk reveal that scheduled commercial banks (SCBs) are well-capitalised and all banks would be able to comply with the minimum capital requirements even under adverse stress scenarios, it added.
 
Scheduled commercial banks (SCBs) maintained robust capital positions, with the Capital to Risk Weighted Assets Ratio (CRAR) and Common Equity Tier 1 (CET-1) Ratio of SCBs as high as 16.7% and 13.6%, respectively, in March 2022, and improving returns on assets (RoA) and returns on equity (RoE). Meanwhile, the provisioning coverage ratio (PCR) of SCBs increased to 70.9% in March 2022 from 67.6% in March 2021, the report showed..

Source : Mint


Published On : July 2, 2022
A)
Azim Premji
B)
Ashok Soota
C)
Shiv Nadar
D)
N.R. Narayana Murthy

Correct Answer :   Ashok Soota


Ashok Soota, founder and Executive Chairman of Happiest Minds Technologies, has been conferred with CII Quality Ratna Award 2021.
 
The Annual CII Quality Ratna Award constituted in the year 2019 is in recognition of outstanding leadership, contribution, and distinguished service to the Quality Movement in India, the tech firm said in a release.
 
The CII Awards Committee unanimously concurred to bestow the 2021 Award to Mr. Soota considering his significant contribution to building the competitiveness of the Indian industry through quality Initiatives, it further said..

Source : The Hindu

Published On : July 2, 2022
A)
67th
B)
68th
C)
69th
D)
70th

Correct Answer :   67th


The oldest commercial bank in the country, State Bank of India, is celebrating its 67th year on 1st July. SBI descends from the Bank of Calcutta founded in 1806 through the Imperial Bank of India. The Bank of Madras merged into the other two presidency banks, the bank of Calcutta and the bank of Bombay to form the Imperial Bank of India which in turn became the SBI in 1955.
 
History of SBI : 
* In the 19th century, three presidency banks were incorporated. The three presidency banks were the Bank of Madras (established on 2nd June 1806), the Bank of Bombay (incorporated on 15 April 1840), and the Bank of Madras (incorporated on 1 July 1843).

* These three presidency banks were joint-stock companies. These presidency banks were consolidated on 27 January 1921 and the new entity was named Imperial Bank of India. Even after the consolidation, it remained as the joint-stock company but without government participation.

* RBI in 1955 acquired a controlling interest in the Imperial Bank of India. On 1st July 1955, the imperial bank of India became the State Bank of India. To avoid any conflict of interest since RBI is the country’s banking regulatory authority, the government of India in 2008 then acquired the Reserve Bank of India’s stake in SBI.

Published On : July 2, 2022