General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
The Insurance Regulatory and Development Authority (IRDA) is a
A)
Statutory Body
B)
Constitutional Body
C)
Non Governmental Organization
D)
Advisory Body

Correct Answer :   Statutory Body

Insurance Regulatory and Development Authority (IRDA) is an autonomous apex statutory body which regulates and develops the insurance industry in India.

Published On : May 20, 2021
2 .
The amount to be paid for a contract of insurance to the insurance company, that is the sum that a person pays monthly, quarterly or annually according to their plan, in return of the coverage he/ she has taken from the insurance company is known as
A)
Certain Loss
B)
Uncertain Loss
C)
Claim amount
D)
Premium

Correct Answer :   Premium

Published On : May 20, 2021
3 .
A company selling the insurance policy is known as the
A)
Insurance Carrier
B)
The Life Insured
C)
Business Correspondent
D)
The Insurance Agent

Correct Answer :   The Insurance Agent

Published On : May 20, 2021
4 .
Who among the following has given the idea of Self-Help Groups as an effective tool for poverty alleviation ?
A)
Amartya Sen
B)
Md. Yunus
C)
S. Chakravarti
D)
Venkaiah Naidu

Correct Answer :   Md. Yunus

Published On : May 20, 2021
5 .
Irrational decisions taken in a high conformity group is called
A)
Informality
B)
Creativity
C)
Group thinking
D)
Psychological vigilance

Correct Answer :   Informality

Published On : May 20, 2021
6 .
Which of the following financial products is available for investment online ?
A)
Post office saving products
B)
Senior citizen savings scheme
C)
Life Insurance Policy
D)
Treasury Bills

Correct Answer :   Life Insurance Policy

Published On : May 20, 2021
7 .
PMI is a measure of the growth of different sectors of an economy. What is it ?
A)
Prime Measurement Index
B)
Purchasing Manager's Index
C)
Prime Mean Index
D)
Purchase Mean Index

Correct Answer :   Purchasing Manager's Index

Published On : May 20, 2021
8 .
Which of the following best defines a floating-rate bond ?
A)
A bond with a fixed interest rate and has better yield than varying interest rate bond
B)
A bond with a fixed interest rate and has lower yield than varying interest rate bond
C)
A bond with varying interest rate and has better yield than fixed interest rate bond
D)
A bond with a varying interest rate and has lower yield than fixed interest rate bond

Correct Answer :   A bond with a varying interest rate and has lower yield than fixed interest rate bond

Published On : May 20, 2021
9 .
'Stress Index' is related to
A)
Nomadic Tribes
B)
Adolescent Girls
C)
Working women
D)
Farmers

Correct Answer :   Farmers

Published On : May 20, 2021
10 .
The Law of Diminishing Returns depends on the assumption that
A)
Total output is constant
B)
Land is the factor kept constant
C)
The state of technical knowledge is unchanged
D)
Average output declines faster than marginal output

Correct Answer :   The state of technical knowledge is unchanged

Published On : May 20, 2021
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