General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .
Which is Not a type of Life Insurance Policy?
A)
Senior Citizen Plan
B)
Term Plan
C)
Endowment Plan
D)
Unit Linked Insurance Plans

Correct Answer :   Senior Citizen Plan

There are primarily seven different types of insurance policies when it comes to life insurance. These are :

* Term Plan
* Endowment Plan
* Unit Linked Insurance Plans
* Whole Life Insurance
* Child’s Plan
* Money-Back
* Retirement Plan

Published On : June 1, 2021
2 .
Insurance helps to
A)
Negate all consequences of adverse situations
B)
Reduce the financial consequences of adverse situations
C)
Prevent adverse situations from occurring
D)
Make assets continuously productive

Correct Answer :   Reduce the financial consequences of adverse situations

Published On : June 1, 2021
3 .
“With Us, You’re Sure” is the tagline of which insurance company?
A)
National Insurance
B)
National Insurance
C)
ECGC
D)
SBI Life

Correct Answer :   SBI Life

SBI Life Insurance is a joint venture life insurance company between State Bank of India (SBI), the largest state-owned banking and financial services company in India, and BNP Paribas Cardiff.

Published On : June 1, 2021
4 .
“Yogakshemam Vahamyaham” is the tagline of which insurance company?
A)
Oriental Insurance
B)
New India Assurance
C)
LIC
D)
UIICl

Correct Answer :   LIC

Life Insurance Corporation (LIC) is a state-owned insurance group and investment company head quartered in Mumbai. It is the largest insurance company in the country which was formed in 1956.

Published On : June 1, 2021
5 .
The headquarters of United India Insurance Ltd is located in
A)
Chennai
B)
Mumbai
C)
Hyderabad
D)
Pune

Correct Answer :   Chennai

United India Insurance Company Limited (UIICL) head quartered in Chennai was founded on 18th February 1938. The company has more than seven decades of experience in Non-life Insurance business.

Published On : June 1, 2021
6 .
The headquarters of IRDAI is located in
A)
Mumbai
B)
Chennai
C)
Pune
D)
Hyderabad

Correct Answer :   Hyderabad

All the major activities of IRDAI including ensuring financial stability of insurers and monitoring market conduct of various regulated entities is carried out from the Head Office.

Published On : June 1, 2021
7 .
Anmol Jeevan is a …..of the LIC.
A)
Children’s Plan
B)
Term Insurance Plan
C)
Pension Plan
D)
Basic Life Insurance Plan

Correct Answer :   Term Insurance Plan

LIC”s Anmol Jeevan II Plan is a pure term plan with no bonus facility. Thus, if the Life Insured dies within the policy tenure, the death benefit is payable to the nominee and nothing is payable on the maturity of the policy.

Published On : June 1, 2021
8 .
Which one of the following does not belong to regulatory bodies in India?
A)
SEBI
B)
IRDA
C)
PFRDA
D)
PFRDA

Correct Answer :   SEBI

Reserve Bank of India, Insurance Regulatory and Development Authority, Forward Market Commission India, Pension Fund Regulatory and Development Authority are the regulatory bodies in India.

Published On : June 1, 2021
9 .
Insurance Repository services launched in India in September 2013. this service enables policyholders to keep their policies in electronic format. these services were launched by which of the following?
A)
SEBI
B)
LIC
C)
IRDA
D)
RBI

Correct Answer :   IRDA

Published On : June 1, 2021
10 .
What is the expanded form of the term ALM?
A)
Asset Liability Maximisation
B)
Asset Liability Management
C)
Asset Liability Manipulation
D)
Asset Liability Maintenance

Correct Answer :   Asset Liability Management

Published On : June 1, 2021
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