General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .

How much amount will RBI transfer to Central Government as surplus for FY21?

Rs 77,511 crore

Rs 88,100 crore

Rs 99,122 crore

Rs 110,000 crore

Correct Answer : Rs 99,122 crore

The Reserve Bank of India (RBI) will transfer Rs 99,122 crore as surplus to the central government for the nine months ended March 31 (July 2020-March 2021).

Published On : June 27, 2021

2 .

The DigiGold is a digital platform to enable investments in gold through digital mode. The platform has been launched by which bank?

Kotak Mahindra Bank

Airtel Payments Bank

ICICI Bank

SBI

Correct Answer : Airtel Payments Bank

Airtel Payments Bank launches 'DigiGold' platform for customers to invest in gold 14 May 2021 11:30 Airtel Payments Bank launched DigiGold, a digital platform for its customers to make investments in gold. DigiGold has been launched in partnership with SafeGold, a provider of digital gold.

Published On : June 27, 2021

3 .

A debenture trust deed is an agreement between the company and the trustees to look after the interest of which of the following?

Debenture holders

Debt holders

Issue managers

None of the above

Correct Answer : Debenture holders

A debenture trust deed is an agreement between the company and the trustees to look after the interest of debenture holders.

Published On : June 27, 2021

4 .

Which bank announced the launch of the "I choose my number" feature for all its customers across India?

Jana Small Finance Bank

Paytm Payments Bank

ICICI Bank

Fincare Payments Bank

Correct Answer : Jana Small Finance Bank

Jana Small Finance Bank has announced the launch of the “I choose my number” feature for all its customers across India. This new feature gives the bank's existing and new customers the option to select their favourite numbers as their savings or current account number.

Published On : June 27, 2021

5 .

Which bank has bagged five awards under various campaigns held for enrolment of Atal Pension Yojana from the PFRDA?

Pratham Bank

Aryavrat Bank

Baroda UP Bank

Karnataka Vikas Gramin Bank

Correct Answer : Karnataka Vikas Gramin Bank

Karnataka Vikas Grameen Bank (KVGB), a regional rural bank headquartered in Dharwad, has bagged five awards (Lead to Leap, APY Makers of Excellence, Game Changers, Leadership Capital and Amazing Achievers) under various campaigns held for enrolment of Atal Pension Yojana (APY) from the Pension Fund Regulatory and Development Authority (PFRDA).

Quoting P Gopi Krishna, Chairman of KVGB, a press statement said that the bank is playing a pivotal role in implementation of social security schemes such as Atal Pension Yojana (APY), Prime Minister Jeevan Jyothi Bima Yojana (PMJJBY), and Prime Minister Suraksha Bima Yojana (PMSBY).

Published On : June 27, 2021

6 .

Which of the following organisations issues the rules of global trade?

Directorate General of Foreign Trade

World Bank

World Trade Organisation

Foreign Echange Dealers’ Association

Correct Answer : World Trade Organisation

The World Trade Organization (WTO) is the only global international organization dealing with the rules of trade between nations. At its heart are the WTO agreements, negotiated and signed by the bulk of the world’s trading nations and ratified in their parliaments.

Published On : June 27, 2021

7 .

What amount of liquidity support has been announced by the RBI for the small finance banks under a special long-term repo operations to lend to MFIs amid COVID-19 crises?

Rs 5,000 crore

Rs 10,000 crore

Rs 15,000 crore

Rs 25,000 crore

Correct Answer : Rs 10,000 crore

A special long-term repo operations has been announced for small finance banks worth Rs 10,000 crore under a special long-term repo operations to lend to MFIs amid COVID-19 crises

Published On : June 27, 2021

8 .

Which bank has launched the digital and contactless banking platform Merchant Stack?

BOI

SBI Bank

ICICI Bank

YES Bank

Correct Answer : ICICI Bank

The ICICI Bank has launched digital platform 'Merchant Stack' to target over 2 crore retail merchants in the country.

Published On : June 27, 2021

9 .

RBI has launched new restructuring tool ‘S4A’ to raise banks’ moral hazard risk. S4A stands for which of the following?

Scheme for Sustainable Structuring of Stressed Assets

Scheme for Sustainable Strength of Stressed Assets

Scheme for Sustainable Structuring of Scholastic Assets

Scheme for Systematic Structuring of Stressed Assets

Correct Answer : Scheme for Sustainable Structuring of Stressed Assets

Under a new 'Scheme for Sustainable Structuring of Stressed Assets' (S4A), RBI allowed banks to take equity in debt laden firms permitting them to split total loans of struggling companies into sustainable and unsustainable based on the cash flows of the projects.

Published On : June 27, 2021

10 .

What is the revised GDP growth rate projection for India in FY22 by SBI Research?

8.5%

9.0%

9.5%

10.4%

Correct Answer : 10.4%

The State Bank of India (SBI) Research has revised India's GDP growth rate for FY22 (2021-22) to 10.4%.

Published On : June 27, 2021