General Knowledge(GK) (or) General Awareness

Welcome to the General Knowledge Section of Free Time Learning. As we are aware General Knowledge (GK) is a very important area in all the competitive exams held in the country. Nowadays, a good knowledge of general awareness is very important in clearing any competitive and government recruitment examinations.

These General Knowledge Question are very important and usefull to UPSC, IAS/PCS, UPPSC, IBPS, SBI, RBI, SSC, CGL, Railway, APPSC, TSPSC, KPSC, TNPSC, TPSC, UPPSC, MPSC, RPSC, BPSC, MPPSC, UKPSC, MPSC, and other competitive exams.

1 .

The biggest island of the Indian Ocean is

Lakshadweep

Sumatra

Maldives

Madagascar

Correct Answer : Madagascar

The biggest Island of the Indian Ocean is Madagascar. Madagascar, officially the Republic of Madagascar and previously known as the Malagasy Republic, is an island country in the Indian Ocean, off the coast Southeast Africa.

Published On : June 3, 2021

2 .

Which one of the following sea is the largest in area?

Bering Sea

Sea of China

Sea of Okhotsk

Sea of Japan

Correct Answer : Bering Sea

Bering Sea is the largest in area. The Bering Sea is a marginal sea of the Pacific Ocean. It comprises a deep water basin, which then rises through a narrow slope into the shallower water above the continental shelves.

Published On : June 3, 2021

3 .

The deepest lake of the world is

Crater

Tanganyika

Baikal

Nyasa

Correct Answer : Baikal

The deepest lake of the world is Baikal Lake. Baikal is a rift lake in the south of the Russian region of Siberia, between the Irkutsk oblast to the North West and the Buryat Republic to the South East.

Published On : June 3, 2021

4 .

A policy purchased by, for the benefit of, a business insuring the life or lives of personnel integral to the business operations is called____

Key-Person Insurance

Hospital Insurance

Multi-Peril Insurance

Renewable Term Insurance

Correct Answer : Key-Person Insurance

Key person insurance is simply life insurance on the key person in a business. In a small business, this is usually the owner, the founders or perhaps a key employee or two.

Published On : June 2, 2021

5 .

Insurance that is renewable for a limited number of successive terms by the policyholder and is not contingent upon medical examination is called_____

Hospital Insurance

Renewable Term Insurance

Social Insurance

Group Insurance

Correct Answer : Renewable Term Insurance

Renewable Term is a clause in a term insurance contract that allows the beneficiary to extend the coverage term for a set period of time without having to re qualify for coverage.

Published On : June 2, 2021

6 .

Which Insurance policy gives holder the benefits of both Insurance and Investment?

Pension Policies

Money back Policies

Term Insurance Policies

Unit Linked Investment Policies

Correct Answer : Unit Linked Investment Policies

Published On : June 2, 2021

7 .

_____is the date from which the annuity holder starts receiving the policy benefits of a regular stream of income.

Vesting date

Cooling date

Preferred date

Bonus date

Correct Answer : Vesting date

Published On : June 2, 2021

8 .

_____indicates the level of development of insurance sector in a country.

Core Rate

Policy Rate

Penetration Rate

Revenue Rate

Correct Answer : Penetration Rate

Published On : June 2, 2021

9 .

______is an insurance product that pays out income to the holder at specified intervals usually after retirement.

Endowment

Annuity

Bonus

Term

Correct Answer : Annuity

Annuity is an insurance product that pays out income to the holder at specified intervals usually after retirement. So if you want a steady supply of money after retirement apply for an annuity plan

Published On : June 2, 2021

10 .

Which of the term is the used when a policy has lapsed due to non-payment of premium?

Policy not in force

Policy Unforced

Policy Backed

Policy in variance

Correct Answer : Policy not in force

Published On : June 2, 2021